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Earn 4.40% for 6 months
September 1, 2026
2:30 pm
hwyc
GTA
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I saw this on Instagram just now!

1000008422.jpg

The Offer is valid starting August 31, 2026, and until December 31, 2026. Eligibility is tricky. It must be the first HISA in that account type.

September 1, 2026
3:15 pm
JohnnyCash
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April 21, 2022
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Tricky indeed, it requires a thorough reading of the terms and conditions. I'm out, too restrictive. It's definitely different from their previous promotional offers.

September 1, 2026
3:56 pm
canadian.100
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JohnnyCash said
Tricky indeed, it requires a thorough reading of the terms and conditions. I'm out, too restrictive. It's definitely different from their previous promotional offers.  

Not all that different from prior Meridian CU HISA promo in that the objective is to get you to put your funds on deposit in the HISA at expiry of the promo into mutual funds with Aviso, a partner of Meridian. You will be marketed quite agressively by a rep (who no doubt is on commission) as the expiry date gets closer. Meridian CU, no thank-you.

September 1, 2026
6:51 pm
Markus
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November 27, 2025
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Condition 8: . The same Eligible Account type cannot have been held by the Eligible Member during the preceding 365 days from the date the Eligible Account is opened

This condition will make many savings account promotion churners ineligible.

September 2, 2026
8:57 am
Jim Sherat
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January 1, 2018
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yeah it looks like the old 180 Day Rule since having an active HISA is gone; I participated in the 4.70% promo late in 2025, that ended (for me) in early April/26, so will not be able to join in the fun this time around. 🙁

September 2, 2026
4:49 pm
Freedom
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August 27, 2026
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How does insurance work with Ontario Credit Union? I believe it is capped at $250,000. Is this per person, or is it per name/account, like with the CDIC?

September 5, 2026
4:53 am
Freedom
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Why is this not listed under Promos?

September 5, 2026
7:26 am
hwyc
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Still considering ...

If I were to treat this like a S/T GIC (& w/o any other Meridian accounts), is there a no cost route to get funds out at the end of the six months? ... assuming I could write a cheque for the initial deposit at the account opening.

Pls let me know if you have 1st-person experience. I will double check at Meridian for sure.

@JohnnyC Thanks for the respond. Good thing the Offer is till Dec 31st

September 5, 2026
8:08 am
Peter
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May 15, 2007
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I had to Google this to find the page: https://www.meridiancu.ca/pers.....gs-account

For some reason I couldn't figure out how to navigate to it from the Meridian homepage or the HISA page.

September 5, 2026
8:29 am
JohnnyCash
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hwyc said
Still considering ...

If I were to treat this like a S/T GIC (& w/o any other Meridian accounts), is there a no cost route to get funds out at the end of the six months? ... assuming I could write a cheque for the initial deposit at the account opening.

Pls let me know if you have 1st-person experience. I will double check at Meridian for sure.  

Yes, you can do eft pulls from another institution at no cost. I've done multiple pulls from Manulife. I'm not eligible for the current promo, but that's my experience with past offers.

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