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T-slips and CRA
April 2, 2025
7:44 pm
AndreyG
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Is there a deadline to which CRA supposed to obtain and present all T-slips online?
I intended using CRA collection of slips as reference in my filing yet see that of today many slips still missing on their website.

Also curious what does this mean: CRA do not have my slips or they do yet not display them? And if they don't - why? Is it because some institutions send slips to me but not to CRA?

April 2, 2025
7:50 pm
GIC-Fanatic
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1. Doesn’t appear to have a deadline. And 2024 TFSA contributions don’t show either.
2. You are wasting your time using the slips from CRA. And also means auto fill is useless too.
3. T slips must be uploaded electronically to CRA or a paper copy needs to be mailed to them. CRA MUST receive a copy in some form.

Best is to have a list of expected T slips and don’t file until a week or two before the deadline.

Look at CRA for slips in May.

IMG_1246-2.jpeg

April 2, 2025
8:24 pm
AltaRed
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Manual entry of tax slip data into tax software is not all that onerous. Besides, even if one uses auto-fill, all of the data needs to verified for accuracy anyway. At the end of the day, I am not sure auto-fill actually saves all that much time.

P.S. I also don't believe there is any time limitation on when CRA actually has to post tax slip data to MyAccount. Clearly it needs to be done before CRA commences its tax slip data matching process against filed returns but that could be well into the Summer or Fall of a given year. They will need to step up their game IF they wish to promote Auto-fill as a primary process.

April 2, 2025
8:30 pm
GIC-Fanatic
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I am a chosen one of CRA Matching Department. I think it’s a *random check and was done in December when apparently they are not busy and not laid off.

* ”random” or an Access or Prospera customer.

IMG_1246-2.jpeg

April 2, 2025
10:36 pm
Hmm
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I feel these comments are trolling and baseless in regard to missing tax slips and auto-fill issues or its relevancy.

It's nearly impossible to reach CRA now. T5 slips, for example, have not been uploaded. CRA denies any issue (assuming you can reach them) and shifts blame to financial institutions, which then deflect back to CRA. This endless loop leaves taxpayers with no resolution.

Contrarians like in this forum and specifically this thread exist to troll and gaslight. Auto-fill is essential for anyone with multiple tax slips. What matters is what CRA’s system shows, not what your physical tax slips say. If auto-fill data doesn’t match your slips, you have to file by mail with an explanation, hoping CRA accepts it. More often than not, they won’t and will tell you to take it up with your financial institution or employer—both of which will just point back to CRA.

Dismissing auto-fill as useless ignores reality. If CRA’s data doesn’t match your manual entry, they can reassess your return, delay processing, or even trigger an audit. Acting like manual entry is "not that onerous" downplays the frustration and risk of dealing with CRA mismatches. The entire point of auto-fill is to reduce errors and streamline filing, and when CRA fails to provide correct data, it puts taxpayers in an impossible position.

The claim that CRA has no deadline to post slips is misleading. While there may not be a legally enforced date, CRA still expects taxpayers to file on time and penalizes them for errors—even when those errors result from CRA’s failure to update its system. Suggesting people should "just wait" or rely solely on manual entry ignores the fact that CRA’s own system is what ultimately matters. There are no penalties for financial institutions reflecting a biased tax system.

Social media especially forums are full of gaslighters, deflectors, baiters, and trolls who derail discussions, manipulate facts, and downplay legitimate concerns. These tactics don’t change reality—CRA’s failure to upload slips on time is a serious issue that creates unnecessary complications for taxpayers.

If you don't have all your slips, you need to do your best and overpay any amount owing. Otherwise, contact your MP and/or file a notice of objection once you receive your NOA.

April 2, 2025
11:37 pm
Norman1
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Hmm said

Contrarians like in this forum and specifically this thread exist to troll and gaslight. Auto-fill is essential for anyone with multiple tax slips. What matters is what CRA’s system shows, not what your physical tax slips say. If auto-fill data doesn’t match your slips, you have to file by mail with an explanation, hoping CRA accepts it. More often than not, they won’t and will tell you to take it up with your financial institution or employer—both of which will just point back to CRA.

No, they are not. They are actually informed and you are not. That gaslighting psychobabble has no value.

Auto-fill has no legal significance. What I owe taxes on is what my actual income was. Taxes are not owed on the subset of slips or the set of duplicated slips that may show up in auto-fill.

You should learn how to file a formal notice of objection to deal with situations where CRA's records don't match reality. It does take months to resolve. That's the reality of lots of legal disputes.

If one pays more right away and is eventually found right, one earns 6% to 7% per annum until CRA refunds the overpayment. Lot better than chasing unpublished savings account offers.

April 3, 2025
2:57 am
JohnnyCash
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Norman1 said

Hmm said

Contrarians like in this forum and specifically this thread exist to troll and gaslight. Auto-fill is essential for anyone with multiple tax slips. What matters is what CRA’s system shows, not what your physical tax slips say. If auto-fill data doesn’t match your slips, you have to file by mail with an explanation, hoping CRA accepts it. More often than not, they won’t and will tell you to take it up with your financial institution or employer—both of which will just point back to CRA.

No, they are not. They are actually informed and you are not. That gaslighting psychobabble has no value.

Auto-fill has no legal significance. What I owe taxes on is what my actual income was. Taxes are not owed on the subset of slips or the set of duplicated slips that may show up in auto-fill.

You should learn how to file a formal notice of objection to deal with situations where CRA's records don't match reality. It does take months to resolve. That's the reality of lots of legal disputes.

If one pays more right away and is eventually found right, one earns 6% to 7% per annum until CRA refunds the overpayment. Lot better than chasing unpublished savings account offers.  

Actually, I found it quite entertaining. Meanwhile, I went ahead and manually entered about 20 T4, T5, T3 and T5008 slips and hit the NETFILE button. Life goes on I suppose.

April 3, 2025
4:28 am
savemoresaveoften
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Hmm said
Dismissing auto-fill as useless ignores reality. If CRA’s data doesn’t match your manual entry, they can reassess your return, delay processing, or even trigger an audit. Acting like manual entry is "not that onerous" downplays the frustration and risk of dealing with CRA mismatches. The entire point of auto-fill is to reduce errors and streamline filing, and when CRA fails to provide correct data, it puts taxpayers in an impossible position.

Typical year one has to file by Apr30. CRA never guarantee all slips WILL BE in the system by that date to faciliate auto-fill. Slip matching occurs at a later date after Apr 30, not before.
So yes auto-fill is essentially useless. Except for someone who has only a T4 or government slips, both are uploaded way before Apr 30, but still not guarantee.

I enjoy punching in my slips and see how my tax changes, and it really takes the same amount of time, compare to doing auto-fill and then verify each slip one-by-one.
I did do auto-fill as a check to make sure at least I have every slip that CRA has. If I have more, I am good. If I have less, better investigate and have it fixed before I file my tax.

April 3, 2025
6:11 am
UkrainianDude
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Nothing for me. From around 20 tax slips CRA only entered 1.
I am not sure what is going on but I will pay attention how I vote this April. Inefficiency must be fired.

April 3, 2025
6:38 am
RetirEd
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When in doubt, it's safest to at least file a return and then have it adjusted later. If you don't have the cash, a letter to them with the return and your understanding of the circumstances will usually smooth things out. There may be some interest but should be no penalties on top of that if you've filed on time.

RetirEd

April 3, 2025
7:22 am
AltaRed
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JohnnyCash said

Actually, I found it quite entertaining. Meanwhile, I went ahead and manually entered about 20 T4, T5, T3 and T5008 slips and hit the NETFILE button. Life goes on I suppose.  

For many years (decades?), I have manually entered the data into tax software for all tax slips for 3 tax returns and Netfiled. In a perfect world, it would be nice to be able to use Autofill and not have to verify/quality control all the inputs but Auto-fill is not perfect nor can it be, e.g. division of joint account income, conversion of USD to CAD, Schedule 3 Cost Basis of securities sold, etc. It is no real burden to enter all the data via keyboard strokes.

CRA issues an NOA based on the taxpayer's submission. After all, it is the taxpayer who declares their submission to be accurate and honest. It is only much later in the year that tax slip data matching is done internally by CRA.

April 3, 2025
8:53 am
Alexandre
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I don't know what is happening with CRA, but this is first year in many years when I had to enter all my tax slips manually in tax return, instead of using auto-fill.

April 3, 2025
11:38 am
Norman1
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Because of the changing taxation of 2024 capital gains, CRA is offering relief on late-filing penalties.

This year, all info returns and their slips have late-filing penalty relief until at least March 7. Some T3 info returns have relief until May 1.

April 3, 2025
11:45 am
Norman1
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AltaRed said

… In a perfect world, it would be nice to be able to use Autofill and not have to verify/quality control all the inputs but Auto-fill is not perfect nor can it be, e.g. division of joint account income, conversion of USD to CAD, Schedule 3 Cost Basis of securities sold, etc. …

None of the US and other foreign slips will ever show up in Autofill either. But, as one friend found out, CRA does eventually receive the info from their foreign counterparts. Years later, the friend received a notice of reassesment from CRA, adjusting taxable income upward for unreported US dividends received in a US stock account.

I haven't seen my amended T5 slip from Access CU, that corrected the messed up Hubert interest paid reported, ever showed up in my CRA online account. Yet, CRA issued the notice of assessment for my NETFILE'd return that used the amended slip and gave me the tax refund I claimed.

April 3, 2025
12:13 pm
canadian.100
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Alexandre said
I don't know what is happening with CRA, but this is first year in many years when I had to enter all my tax slips manually in tax return, instead of using auto-fill.  

You are absolutely correct. I do several tax returns for individuals and I also have had communications with CRA re some returns. This is the first year I have had to rely on full manual input of the tax slips - it was definitely not that way in the past. Under previous CRA Minister Diane Bouthillier (who was moved to Fisheries) and (who was dumped recently from cabinet by Carney) things seemed to have really gone downhill.
PS - I do not expect that Auto-Fill to be perfect - but it should be somewhat better than this in 2025.

April 3, 2025
1:03 pm
AltaRed
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Posted in another forum a short bit ago

New notice from CRA - moments ago:

Update on the availability of tax slips in Auto-fill my return and CRA portals
Beginning in January 2025, the CRA introduced a new validation process for organizations that submit information returns (like financial institutions and employers) to ensure the accuracy of the data they submit. While this change improves data quality, some issuers have had difficulties uploading tax slips, resulting in certain slips not appearing in My Account, Represent a Client, or the Auto-fill my return service as early as in previous years.

It should be noted that the difficulties experienced by issuers are separate and apart from their obligation to distribute slips to recipients by the filing deadline. As a result, we expect most taxpayers to have already received a copy of the slips they need to complete their tax returns. If you do not see a client’s tax slip in Represent a Client or when using Auto-fill my return, we recommend using the slips provided by their issuer (e.g., their financial institution or employer).

The CRA is actively working with issuers to address any outstanding issues and ensure tax slips are made available as soon as possible.

April 6, 2025
12:56 pm
Norman1
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Globe & Mail article "Where are your tax slips? …" published Friday mentioned a CRA screw up that added to the problems.

Apparently, confirmation e-mails were sent to issuers indicating that their upload was received. The e-mail was sent even when the upload was rejected! Some issuers thought everything for 2024 was done when it wasn't.

April 6, 2025
2:16 pm
RYAN
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My accountant for tax reture filing told me that CRA has issue to load T slips on time to its website this year. I always enjoy autofilling from CRA when I file my tax return so I will wait to file my tax till I can get autofilling from CRA.

April 6, 2025
9:15 pm
UkrainianDude
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CRA employees are paid incredibly well and have great benefits including time-off for courses, meals and travel expenses, etc. WFH is a major issue with inefficiency at the CRA.

CR4 roles are entry-level ($69k-$78k) with no degree required and minimal skills, yet they’re paid more than many skilled private-sector jobs. Meanwhile, higher-tier roles like EX-01 executives earn $135k-$159k (as of 2024), with even more for senior directors. Despite this, remote work exemptions (often granted via HR loopholes) let many avoid in-office mandates entirely, undermining accountability.

Taxpayers fund these salaries—it’s reasonable to demand full-time office returns for better oversight. Why pay premium wages for remote roles with weak productivity safeguards?

PS I have only one out of twenty that I expect tax slips entered on the CRA website.
If this is how this federal government wants to spend (waste) my taxes I should remember that when I vote.

April 6, 2025
10:55 pm
NorthernRaven
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Without taking a position on work-from-home, or public service salaries, etc., the T-slip troubles sounds more like the sort of thing that can happen with new or revised data submission/exchange systems in both the public and private sector. It would be interesting to know more details about what sort of specification or validation changes were made by CRA and how they were communicated, what pre-submission validation tools issuers have, and what exactly happened with submissions that were rejected and communication back to the issuers.

One would hope that large issuers like TD and BMO (I'm missing T5s from both, among others) would have at least an informal system of their IT staff checking that slips issued for their own accounts showed up at CRA. And they would certainly have been getting anecdotal evidence from customers that T-slips received were not showing up on CRA in March as expected. So the fact that big swaths of T5s, for instance, weren't able to be tweaked/resubmitted/processed by now is definitely a black eye for whatever pickier submission/validation rules CRA introduced this year.

By the way, "CR4" as "entry-level" "$69k-$78k" sounds a bit off. I don't know what range of positions and classifications CRA uses, but the current salary range for CR-4 is $57K-$62K (there are 4 steps). And the villains in the T-slip problems are going to be data ingestion architects and implementors, not clerical folks.

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