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Implicity Financial rates to 2.0%
December 2, 2014
8:20 am
RicksBank
Alberta
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February 14, 2014
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I received an email just now:

The following rates will be increasing effective December 2, 2014:
High Interest Savings Account - 2.00%

December 2, 2014
9:17 am
Greg Franklin
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November 4, 2014
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RicksBank, I just looked yesterday at their website and it was 1.90% so it is up 10 basis points to 2.00%.

Their 1-5 year TFSA and GIC rates are the same with their highest at 2.90% for 6 years and their 4 and 5 year rates at 2.65% and 2.80%.

It seems that 2.00% is the new benchmark many financial institutions are using for their high interest savings accounts which for them includes TFSA's.

December 2, 2014
9:40 am
Greg Franklin
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There is Caisse Financial Group which is a Manitoba credit union that has a 1 year 2.00% redeemable term deposit/GIC anytime with not interest lost or any penalties.

The only benefit that I can see with this and 2.00% higher interest savings accounts is it is fixed for 1 year but you still have complete, full access to your money.

I don't know if they are available for everyone or just people in Manitoba. They also have 3.00%, 60 month GIC/RRSP/TFSA/RRIF rates for anyone looking for that kind of stuff, http://www.caisse.biz.

December 2, 2014
10:17 pm
Jon
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August 9, 2014
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Free unlimited transaction with debit card which allow me to take cash in ATM along with 2% rate.
Maybe a even better choice than the other 3 CU with 2%, along with Hurbert and CDF.

December 2, 2014
10:52 pm
Loonie
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October 21, 2013
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Jon, I believe Caisse Financial is only available to residents and businesses of MB.

"Residents and businesses of Manitoba are welcome to complete an application for single or joint Caisse membership. Applications may be obtained at any center of the Caisse Financial Group."

December 3, 2014
8:05 am
RicksBank
Alberta
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February 14, 2014
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Caisse Financial's online loan application also says:

"You must be a Manitoba resident, 18 years or older, to apply for a loan from Caisse Financial Group."

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