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Referral Required
November 20, 2008
11:35 am
Krista Palen
Guest
Guests

can someone please send me a referal to ICICI Bank?

---sent---@gmail.com

November 20, 2008
2:45 pm
Maxime
Guest
Guests

Here you go Krista, sent you a referral.

You should receive an e-mail from ICICI bank with the referral code and sign up page soon!

Good banking!

Max

November 20, 2008
3:24 pm
Osoba
Guest
Guests

Hello,

Can somebody please send me the referral for the ICICI account? Thanks. My email address is ---sent---@hotmail.com.

November 20, 2008
6:41 pm
nerrag
Guest
Guests

sent

November 20, 2008
6:43 pm
Priscilla
Guest
Guests

May I have a referral please? I'm switching since HSBC lowered their rates again.

---sent---@hotmail.com

Thank you in advance.

November 20, 2008
7:21 pm
dave
Guest
Guests

Referral sent.

November 28, 2008
5:59 pm
Trefor
Guest
Guests

Can I please have a referral as well?

---sent---@shaw.ca

November 28, 2008
6:09 pm
Max
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Forum Posts: 183
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November 26, 2008
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sent.

The day you become free is the day you work for fun.

December 6, 2008
8:12 pm
lsk101
Newbie
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Forum Posts: 1
Member Since:
December 6, 2008
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Anyone could send a referral please?

lsk101@gmail.com

Thanks

December 6, 2008
9:28 pm
Jeff
Guest
Guests

Done. Enjoy the free $20!

Jeff

December 9, 2008
3:37 pm
col
Guest
Guests

Can someone give me a referral sent to coliwalli@hotmail.com ?
Thanks

December 9, 2008
5:31 pm
Max
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November 26, 2008
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Sent to col!

The day you become free is the day you work for fun.

January 3, 2009
4:05 pm
phrank
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January 3, 2009
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How are you guys sending referals just with the email address? When I try it wants email, phone number, first and last name as well.

January 3, 2009
4:09 pm
Peter
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May 15, 2007
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voodoo22 said:

How are you guys sending referals just with the email address? When I try it wants email, phone number, first and last name as well.


See this thread.

January 3, 2009
5:10 pm
Doug
British Columbia, Canada
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December 12, 2009
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Priscilla said:

May I have a referral please? I'm switching since HSBC lowered their rates again.

--sent--@hotmail.com

Thank you in advance. D


Interesting. ICICI Bank Canada's rates are lower than even two of the major five banks including BMO's new Smart Saver Account (at 2.75%) and Scotia's Power Savings Account (at 2.60%). It is tied with RBC's eSavings account at 2.5%. As well, I should point out, HSBC's Direct Savings Account still pays much higher interest at 2.75% plus a 1% bonus on Net New Money (anything over your total combined account balances with HSBC after Nov. 21/08) until the end of March 2009.

Cheers,
Doug

January 16, 2009
7:39 pm
Max
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November 26, 2008
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Doug,

with that reply, you have just killed any new chance of referring new customers to ICICI 😉 You should ask for a prime from HSBC for all that propaganza you are douing for them over the Internet. I am sure you have tempted many savers to sign up with HSBC instead of the big other banks 😀

One major point, you should suggest a strong well built referral program to attract new customer to HSBC. I think that'a the last thing that could negatively affect them compared to the offers of ING and ICICI.

Laters

Max

The day you become free is the day you work for fun.

January 16, 2009
10:44 pm
Doug
British Columbia, Canada
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December 12, 2009
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hey Max,

Well, it's true. ICICI Bank is probably a solid bank overall, but with a less stringent regulatory structure in India, one can't be certain how true their Tier 1 Capital Ratio is (a key measure of a bank's fiscal health) and other important aspects. Plus, when ICICI cuts rates so dramatically from 3.15% to 2.5%, that's a bad sign. They may have trouble meeting depositor obligations way down the road, I'm just not certain. Then again, they may not. At any rate, why stay with ICICI when at least two of the Big Five Banks plus HSBC Bank Canada (the 7th largest in Canada and largest foreign-owned bank) are beating them by as much as 25 basis points?

The Direct Savings Account and Direct Tax-Free Savings Account from HSBC are just better products in every way.

One thing I will give credit to ICICI for and that's their Chequing Account. It's $5.00 per month for unlimited transactions (whereas the Big Five Banks and HSBC are at least $9.95 per month) and even that's waived if you maintain a $100.00 daily closing balance for the month, which is really easy to do. It's just their savings accounts and GICs that are totally uncompetitive.

So, have I got you convinced to move as much of your money (that's not locked in in GICs) to HSBC as possible yet, Max? 😉

Cheers,
Doug

January 17, 2009
5:42 pm
Tibbets
Guest
Guests

I would like a referral if any one has one.

Thank you.

January 18, 2009
11:18 am
Max
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November 26, 2008
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Well Doug, you don't really have to convince me to move my money to HSBC because till the 16th of March, all my money is in the hand of HSBC investors 😉 because of their promo of 3.75%. HOWEVER, since that have been doing their "special promotion" of an extra 1% on any NEW deposit, I will probably have to money all my money away from HSBC to ING or ICICI when this promo ends to get ready for the next one 😀

About the Chequing account at HSBC, I suspect you have no interest, unlimited transactions and you have to pay to get a checkbook even if you maintain a 100$ daily balance am I right? Right now I have a totally free chequin account with 12 transactions per month till I reach 25. I'm fine with this because I transfer my paycheck once a week to HSBC and this way I can use any National Bank or BMO ATM to withdraw my money to gain access to unlimited transactions. However I always use my 1% cashback credit card so I do limit the number of transactions by this way.

Is there any way the Chequing account of HSBC would decrease my monthly fees? Even if I have none? hehe. I still have 76 checks left with Desjardins so I still got 4 years or free chequing account. I don't think you can convince me to go 100% with HSBC and close my account with Desjardins!

@Tibbets: We need your e-mail to send you a referral. And yes I have a referral left, we all do have referrals left 😉

Max

The day you become free is the day you work for fun.

January 21, 2009
7:19 pm
phrank
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January 3, 2009
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Tibbets said:

I would like a referral if any one has one.

Thank you.


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