3¾% on new 3½ year (42 month) term | Hubert Financial | Discussion forum

I thought Hubert had no online GIC purchases. Correct?
Once my registered GIC’s are moved out, it’s unlikely that I will go beyond a quarterly GIC at Hubert.

Access CU themselves are offering the same 42month rate, so I don't see the reason to phone Hubert rather than do it online thru our Access login. They both are considered Access for DGCM and tax purposes.

The only reason I stay with Hubert is their quarterly cashable works as a great emergency fund. But now with that rate at 3.2% and EQ at 3.5% (with DD) even that too is becoming redundant. If that rate gap lasts through the end of the year, I think I will bid adieu to Hubert. It just isn't the same since the Sunova years.

I think Access CU members themselves have full transactional capability on their site. But for some reason, they have kept the migrated Hubert accounts in the dark ages. There has been some vague promises of true integration, but that was nearly 2 years ago, so my hope is wearing very thin. Plus their rate advantage has evaporated, the only thing setting them apart now is the quarterly cashable, which has also deteriorated in value with the rates being heavily back end loaded. It's become clear that Access executives aren't valuing the Hubert deposits as much as the Sunova ones did.