12 month laddered GIC still around? | Hubert Financial | Discussion forum

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12 month laddered GIC still around?
October 2, 2023
10:08 am
AdrenalineTrade
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I have searched the Access website high and low and it doesn't appear they offer it anymore. Has anyone had any success with opening one since the switch over?

October 2, 2023
11:43 am
friskyib
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AdrenalineTrade said
I have searched the Access website high and low and it doesn't appear they offer it anymore. Has anyone had any success with opening one since the switch over?  

Laddered one year?
OR quarterly one year?

Quarterly is showing on their rates page. But I understand that you have to call in for that.

October 2, 2023
12:54 pm
AdrenalineTrade
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Where are you seeing the quarterly?

I am looking at the term deposits page under RATES and there is no quarterly indicated of any kind.

October 2, 2023
1:07 pm
friskyib
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Here.
https://www.happysavings.ca/rates/

Are you logged into Hubert and trying to initiate? Apparently they don’t show....you have to call.

There are 2 one year listings....one is quarterly.

October 2, 2023
1:17 pm
AdrenalineTrade
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Oh I see, thanks. I was on the Access CU website. I didn't even know the Hubert website was still active.

October 2, 2023
1:22 pm
friskyib
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AdrenalineTrade said
Oh I see, thanks. I was on the Access CU website. I didn't even know the Hubert website was still active.  

Hubert is still here! Accelerate is gone.

October 2, 2023
1:25 pm
friskyib
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I think they made sure they included the “one offs” from both Accelerate and Hubert to appease all. But don’t be surprised that eventually Hubert GICs will align with what Access offers. Time will tell.

October 2, 2023
7:57 pm
everhopeful
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The quarterly redeemable GIC is the differentiator, which is the only reason I am keeping some funds at Hubert/Access now, despite no CDIC coverage and the much worse online capabilities.

I agree that Access CU will eventually want to eliminate the Hubert offerings and only offer their standard products (might be why they have made no efforts to have these products/transactions in their online banking) at which point my funds will leave.

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