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Hold time for cheque/ other deposits.
June 10, 2008
6:01 pm

Has anyone had any luck calling in and getting the hold time for ATM deposits reduced. I am getting sick of waiting over a week for even small ($100 cheque) ATM deposits to clear hold.

June 10, 2008
6:51 pm
Ottawa (Gatineau, Qc Area)
Forum Posts: 310
Member Since:
December 12, 2008
sp_UserOfflineSmall Offline

Hey Mike,

As per my review -> https://www.highinterestsavings.ca/hsbc-review-djino ,

A Few weeks after signing up for the Direct Savings account, I called up and ask if they could change the hold time (as initially they were holding any deposit over $100). They were able to change it to $1000 (If my memory serves me well, I believe they may have had to do a credit check to be able to get this increase). I also got ATM Cash back daily withdraw limit to $600, Interac debit purchases to $2000 (these are daily limits).

"Hope this info helps"

June 13, 2008
4:25 pm

Thanks called today and got my limits increased to the same.

Yeah they do a soft credit check.

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