Log In
Register
Home
Topic RSS
Facebook
Twitter
Email this8:08 pm
January 13, 2022
Offline
Maybe time for a Snickers?
5:19 pm
June 2, 2010
Offline
I also like Hubert's 1-year quarterly GIC rate as I don't have to lock up my money for long and I get a much better interest rate than the daily variable. I wish I had looked into this much earlier than now. In these times of so much uncertainty I want my money to be as accessible as possible.
And apart from the sometimes long wait on the phone for help (one hour the other night), I don't see much negativity about Hubert's amalgamation with Access CU.
9:53 pm
November 18, 2017
Offline
The Hubert quarterly term is indeed a Good Thing. But cashable terms have been around for years at many institutions; though they have become scarce today, I have seen a few around. I have bought many. I don't remember the most recent - certainly this month - but they do exist.
RetirEd
5:27 am
October 13, 2023
Offline
RetirEd said
cashable terms have been around for years at many institutions; though they have become scarce today.
Absolutely. TDDI currently has four C$ cashable 1 year terms at 3.35% and a couple of 3 year terms at 3.5% available.
6:26 am
March 30, 2017
Offline
Case1030 said
Absolutely. TDDI currently has four C$ cashable 1 year terms at 3.35% and a couple of 3 year terms at 3.5% available.
at those rates, may as well use a HISA.
6:32 am
November 18, 2017
Offline
savemoresaveoften: They can still be convenient short-term parking spots when trying to consolidate several terms to a single deposit. Or push some cash across a tax deadline or into a new TFSA year.
At the moment, though, they aren't likely to be useful in waiting for rates to rise, as everyone expects a decline.
RetirEd
11:01 am
March 30, 2017
Offline
RetirEd said
savemoresaveoften: They can still be convenient short-term parking spots when trying to consolidate several terms to a single deposit. Or push some cash across a tax deadline or into a new TFSA year.At the moment, though, they aren't likely to be useful in waiting for rates to rise, as everyone expects a decline.
well it depends on how much u value convenience and the benefit of a single deposit, which is exactly what these big banks are "banking" on.
Please write your comments in the forum.