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GIC's through Monarch Wealth
July 22, 2026
12:54 pm
Alexandra
British Columbia
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Forum Posts: 674
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September 24, 2019
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Monarch Wealth is offering GIC's through Coast Capital & Peoples Trust for the most part at better rates than you can get directly from those two F.I.'s

Coast Capital 1yr 2.8% vs Monarch 3.3%
Coast Capital 2yr 3.0% vs Monarch 3.6%
Coast Capital 3yr 3.3% vs Monarch 3.8%
Coast Capital 4yr 3.3 % vs Monarch 3.85%
Coast Capital 5 yr 3.5% vs Monarch 3.9%

Peoples Trust 1yr 3.25% vs Monarch 2.95%
Peoples Trust 2 yr 3.0% vs Monarch 3.20%
Peoples Trust 3 yr 3.25% vs Monarch 3.50%
Peoples Trust 4yr 3.25% vs Monarch 3.3%
Peoples Trust 5yr 3.45% vs Monarch 3.3%

July 29, 2026
9:48 am
Alexandra
British Columbia
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Forum Posts: 674
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September 24, 2019
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Only a week later, and GIC rates have increased again for Coast Capital through Monarch:

1yr @ 3.4%
18 Mo @ 3.5%
2yr @ 3.7%
3yr @ 3.9%
4yr @ 3.9%
5yr @ 3.95%

I have a bit with Coast Capital currently that were originally Motus, but if you go to them directly, they will not budge on their rates.

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