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Expired promo pays dividends
May 10, 2019
8:30 pm
hotmony
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An expired promo inquired a couple times before nope third time yes! Gic backdated.

May 10, 2019
9:01 pm
Shawguy
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Why are your posts always so vague?

What expired GIC promo? What financial institution? What term? What rate? Those would all be good starters.

May 10, 2019
9:12 pm
GICinvestor
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Shawguy said
Why are your posts always so vague?

What expired GIC promo? What financial institution? What term? What rate? Those would all be good starters.  

Refer to my post 15 I think it is fitting.

May 10, 2019
9:25 pm
Shawguy
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GICinvestor said

Refer to my post 15 I think it is fitting.  

If this person was a new member I'd totally agree, but this member always posts these types of posts with little to no tangible information. So I stand by my original comments. They weren't intended to be rude... But to get more tangible information.

May 10, 2019
9:30 pm
GICinvestor
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Yes I agree if you have to obtain the drift of a post or a response then why bother.

May 10, 2019
11:14 pm
hotmony
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Shawguy said
Why are your posts always so vague?

What expired GIC promo? What financial institution? What term? What rate? Those would all be good starters.  

Everyone look at my posts and you will see i
post more deals than many. This one im not sharing cause i dont think they're lookin for much new biz they already did their big raise. Shaw go back review my posts u'll see.. this one ill only share if it's worth it obviously if theres a good deal to be had that'll force my hand an offer i cant refuse. Was pointing out once in a while expired offers have a bit of life left in 'em

May 11, 2019
5:39 am
Loonie
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Personally, I have neither the patience, time or motivation to read posts that are all but unintelligible.

To put it more clearly, if you want to be read, write in complete sentences with punctuation, good spelling, appropriate use of capitals and paragraphs.

May 11, 2019
6:04 am
hotmony
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just wanna make money

May 11, 2019
6:21 am
Nehpets
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Loonie said
Personally, I have neither the patience, time or motivation to read posts that are all but unintelligible.

To put it more clearly, if you want to be read, write in complete sentences with punctuation, good spelling, appropriate use of capitals and paragraphs.  

Thank you for expressing the sentiments of, at least one other Forum member, Loonie.

May 11, 2019
7:09 am
Shawguy
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hotmony said
just wanna make money  

And so do many other members of this forum. But this thread is like the kid in the courtyard at recess going "I got candy and you don't... Nah nah nah nah"

I am still at a loss what the value of this post is.

If I understand your explanation your basically saying... If you don't get the rate you want... Call and call and call and call and annoy the bank till they give it to you?

I'm sure we've all managed to get a one time deal from a bank or other company in the past but if your not willing to share the company or how you did it...

Anyways that's all I wanted to say.
Have a great weekend everyone

May 11, 2019
7:40 am
Doug
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Loonie said
Personally, I have neither the patience, time or motivation to read posts that are all but unintelligible.

To put it more clearly, if you want to be read, write in complete sentences with punctuation, good spelling, appropriate use of capitals and paragraphs.  

Thanks, Loonie...I've agreed with some of hotmony's posts and disagreed with others, but why hotmony feels it necessary to post too few details is beyond me. At his post # 6, he says as his "reason" for not sharing details, "This one im not sharing cause i dont think they're lookin for much new biz they already did their big raise".

First, I'm curious to know why hotmony feels that it's out of his own obligation, somehow, to not state the name of the FI or why he feels that they "aren't lookin for much new biz" because they "already did their big raise". And second, why post at all if you're just going to say you got some FI to backdate a promo rate? How is this helpful?

Cheers,
Doug

May 11, 2019
9:32 am
Bill
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My 2 cents: In the contemporary popular parlance, not everyone has been as "privileged" as I have re education, parents, etc, so I'm not in a position to judge others' grammar, etc. I get that some folks are regularly inclined to tell others what is and what isn't appropriate to say (starting with a certain prime minister) but I find myself at the opposite end, i.e. be offensive, provocative, etc, all you want. I'm under no obligation to read or respond or even notice. And on here we don't need self-appointed censors setting parameters for our communication as we have someone (our "boss", Peter) who intervenes when he deems it necessary. Stop telling other people what they should or shouldn't be saying, it's as simple as that for me.

May 11, 2019
9:46 am
Shawguy
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I wish this forum had a polling feature. I think most of the conflict between members is because some are in the 65+ category where they have nothing but time to nit pick everything and tell everyone else what they should be doing, and they have lots of money saved up and have less financial worries than some of the other members who are millennials with no money.. Who are happy if they saved 1,000 and to them that is alot of money... But some of them have terrible grammar and the older members get crusty having to deal with "children". Then we have the middle aged people who are here playing mediator who have some money and some financial knowledge and know how seniors are stuck in their ways and Millennials whine about many things, and they just try to keep the peace.

Also as a previous poster said it could be educational too... Some people on here clearly English isn't their first language and others feel the need to correct every grammatical error.

Irregardless (yes I said that on purpose to annoy the grammar police) we are all on this site for a reason... To share knowledge and learn knowledge and maybe we all need to take a step back and reevaluate how we can all play nice in the sandbox together. 🙂 if not... Then all other potential members see is a bunch of adults acting like children and would you want to a join a site like that?

May 11, 2019
9:54 am
Top It Up
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Loonie said
Personally, I have neither the patience, time or motivation to read posts that are all but unintelligible.

To put it more clearly, if you want to be read, write in complete sentences with punctuation, good spelling, appropriate use of capitals and paragraphs.  

And yet you and 10 others read it and commented negatively ... remember, just because you're a member of the Forum, you're under absolutely NO obligation to read every post on every thread and add your "teaching moment" ... just move on.

May 11, 2019
10:19 am
Bill
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Lots of pop culture myths about millennials, some stats/studies showing they're doing much better than they claim/perceive:

https://www.cbc.ca/news/business/millennials-income-statistics-canada-1.5106460

"Among the main takeaways are young people are wealthier than previous generations were at the same point in their lives." "Wealthier", wow! Technology has reshaped humans, we expect instantaneous results, swipe and done in a second, patience is extinct. So the young think things are worse because they don't NOW have the wealth older folks do, when in fact they're already relatively ahead. That's my impression.

May 11, 2019
10:58 am
Doug
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I agree with Bill and Shawguy that we don't need to worry about proper grammar, spelling, and sentence formulation; however, I do also agree with Loonie and others (including myself) who believe that it would be useful for all members to at least provide the key details when they begin a thread. Simply stating you got some anonymous FI to back-date a promotion and how we should all admire your prowess and finess, but then not stating which FI or even which expired promo it was, is insufficient. We can all decide which posts to read, not read, and which to reply to, but at the very least, I do think the OP should've at least linked to the expired promo. There was absolutely no justifiable reason for keeping the name of the FI or the expired promo secret. Otherwise, what exactly is this discussion thread about? Someone said it best, perhaps it was Shawguy, when it was akin to running around the school field chanting about some hijinks one had just pulled off. 😉

Cheers,
Doug

May 11, 2019
12:27 pm
Bill
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Well, Doug, it's certainly reassuring to know that you do agree with yourself!

Anyway, my attempt to change the channel to the wealthy millennials hasn't prompted any "outrage" so far, I'm very disappointed.sf-wink

May 11, 2019
5:02 pm
GICinvestor
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I think most of the conflict between members is because some are in the 65+ category where they have nothing but time to nit pick everything and tell everyone else what they should be doing, and they have lots of money saved up and have less financial worries than some of the other members who are millennials with no money..

I agree, other than the 65+.

And I doubt any millennials “have time” to look here. I have two neighbours that are millennials that have mommy and daddy do all the work for them.

And why are some members always in 80% of ALL the discussions? It’s no value to see a fluffy, supposedly helpful response that lacks credibility from someone that thinks they have superior knowledge in everything.

May 11, 2019
5:10 pm
GICinvestor
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I wish this forum had a polling feature

Maybe Peter should look at blocked members and decide to do some arbitrary house cleaning. There are a few who are actually ruining this site. So short of asking to be put on pause, I just blocked 4.

May 11, 2019
5:31 pm
Doug
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GICinvestor said

Shawguy said I wish this forum had a polling feature

I believe the idea to which Shawguy was referring was an "upvote/downvote" feature common on sites like Reddit, or just an "upvote" feature as seen on RedFlagDeals and other sites (including Facebook). I'm not sure if Simple:Press has such a feature natively, perhaps as a plugin? It's certainly something Peter could investigate. sf-cool

And I doubt any millennials “have time” to look here. I have two neighbours that are millennials that have mommy and daddy do all the work for them.

Although I despise the term, I am technically a "millennial," as is Peter. There are some others, too, such as "Save2Retire" and some others whose usernames escape me at the moment.

Cheers,
Doug

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