Types of Frauds | Page 2 | General financial discussion | Discussion forum

JohnnyCash said

Being solicited for money is not an issue, I simply politely decline and move on, it's not like they're holding a gun to my head.  

If only it were that simple or easy. When a bum stops a line of traffic at the intersection, he's not asking if you want to pay his toll or not. You have no choice, but to have your time wasted waiting on him to 'let you go'. As long as the car in front of you stops, you are having your time wasted, as well. And you have not choice to 'politely decline'. It's a gun pointed at you and wasting your time and you cannot avoid him. If he were on the sidewalk, you could just walk past. But not while you are on the road.

What we see stopping cars in the street is NOT the majority of the homeless. The traffic-stoppers are often organized and profitable.

On the other hand, most of the homeless aren't even up to begging. They just sit around in homeless camps or back alleys or shelters, trying to make do on welfare or charity or food banks. They may ask a person or two now or then, but they aren't organized enough to run a business.

And then there are those selling their prescribed (drug) benefits.

I don't go looking for reasons to justify not giving handouts. If someone is begging for handouts for themselves or "a good cause", saying "no" is a valid answer. I don't buy other people's losses. Also why I don't like it when the public donates to people who've been robbed or scammed. The perpetrators should be the ones paying back. Otherwise people are just financing the criminal industries.

If one is on GIS or other income-based benefit programs, it's silly to demonstrate they're not needed.

davidgeorge said
https://www.reddit.com/r/Scams.....scams/  

That's quite an extensive list, thanks for link.

Some of these scams were tried on me. Glad to say, each failed.
The most convincing was LinkedIn posting of a job position with major Canadian electronics retailer. They even managed to fake retailer logo and description on their account with LinkedIn.

One common scam I can't find in this link: pretending to be relative or family member. I've got a call recently from someone claiming they are my nephew. Except, they weren't.