My Credit Scores Equifax 739 - TransUnion 812 - Yours? | Page 2 | General financial discussion | Discussion forum

Just to add to this: Don't make the mistake I made signing up for a "free" credit score from Transunion. That button on their main page will sign you up for the $20/month "credit protection" program. I should know better! The irony of being scammed by a credit reporting agency.

Anyway, score on TU was 867 and a phone call to cancel and refund their service.

TransUnion = 830 and Equifax = 847

uniQChick said
TransUnion = 830 and Equifax = 847  

TransUnion = 820 Do not know how to get Equifax.
We get no interest to leave the money in a savings account. Last year I started paying my credit card as I used it. My statement balance is small. Credit score still not 900.

TransUnion = 859, down from 862 in August of last year.

Lost three points for closing few idle banking accounts and two credit cards.

I can live with that.

TransUnion and Equifax use different scoring models and methodologies, so the scores will always be different, sometimes/often appearing to be quite substantially different. In practical terms, a TransUnion score of 775 is basically functionally equivalent to an Equifax score of 825 or greater. More simply, an Equifax or TransUnion score above 700 is considered excellent, and you will not notice much, if any, different treatment from financial institutions in terms of credit approvals or approved interest rates. 🙂

Cheers,
Doug

Winnie said

It's easy: https://www.consumer.equifax.c.....rsonal  

I found the free version
Equifax 756. different requirements than TU that shows 820.