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Email this8:12 pm
March 15, 2019
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"We've partnered with Chexy to bring you a new way to earn Aeroplan points every month."
Who is Chexy? Does anyone have any experience with them?
9:47 pm
April 6, 2013
Online
Chexy is a service that allows one to pay billers that don't accept credit cards with a credit card. That way, one can earn credit card rewards on payments to such billers, like CRA!
The catch is the fee:
1.75% Canadian Visa & Amex
2.50% International Credit Cards
8:57 am
November 8, 2021
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Norman1 said
Chexy is a service that allows one to pay billers that don't accept credit cards with a credit card. That way, one can earn credit card rewards on payments to such billers, like CRA!The catch is the fee:
1.75% Canadian Visa & Amex
2.50% International Credit Cards
Not sure, but this is similar to the BMO Eclipse CC, that rewards points on bill payments.
11:54 am
April 6, 2013
Online
I don't think the Bank of Montreal Eclipse Visa cards can pay a bill if the biller refuses charge the bill to a credit card.
Tangerine Mastercards can reward recurring bill payments charged to one of their credit cards. But, the biller has to charge the bill to the credit card and, consequently, pay interchange and other card processing fees.
Only credit cards I've seen that can pay a biller that doesn't accept credit cards are the Canadian Tire Triangle Mastercards.
1:34 pm
September 28, 2023
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The fees Chexy charges would outweigh the benefit of the Aeroplan points given.
The one instance I can see this being useful is if your Aeroplan points are about to expire, you can pay a small bill with this to preserve them for another year. (I really miss Home Hardware for doing this)
3:17 pm
March 17, 2018
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If you use a Scotia Momentum Visa Elite cashback card, you earn 4 percent cash back on recurring charges, so you net 2.25 percent ( up to 25K in charges per year ). Another good cashback card for Chexy is TD Cashback Visa Infinite which earns 3 percent on recurring charges, up to 15K per year.
You can use this for payments you can't just put on your credit card eg. rent, CRA taxes, municipal taxes, condo fees, utility bills.
As an aside I used to use a Tangerine card for recurring purchases and I found quite a few recurring fees were not classified by Tangerine as recurring, so I got 0.5 percent cashback instead of 2 percent.
6:28 am
September 30, 2017
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Chexy newbie joining the conversation late!
They have a nice reward calculator here which shows the breakeven point based on your monthly spend and credit card charged.
I found out there is also an app launch promo on referrals … only in hindsight. It's enough to offset their transaction charge for someone who wants a tryout.
Limited-time offer until May 15, 2026: Refer a friend and earn $20 with the Chexy mobile app launch. To qualify, your friend must complete their payment by May 15, 2026.
Onboarding with mobile was smooth but I had a glitch on adding my Scotia Momentum. Chexy support is fair but only chat-basis.
Hope this helps.
7:20 am
March 17, 2018
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Also, Chexy now accepts Mastercards with the same 1.75% handling fee. So if you have Rogers/Fido/Shaw/Comwave ( not Chatr ) services and a Rogers Red credit card you can earn 3 percent cashback with using the Rogers CC through the Chexy site, if redeemed against your Rogers bill.
This may change since Rogers has introduced a new credit card with a fee, so they may downgrade their free cards in the future, so hop on the Chexy bandwagon with Rogers before it's too late !
