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Email this2:53 pm
May 26, 2022
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I stopped doing this a few yrs back but Simplii's $350 promo popped up on my screen and I just couldn't help myself 🙂
That's $700 for the 2 of us for 10 mins work, well maybe 20 lol
4:22 pm
April 14, 2021
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I did the same with HSBC, a few years ago. I suggest that you read the fine print closely to ensure that Simplii does try to pull a fast one on you, the way HSBC did to me.
HSBC had some silly term about the bonus being paid after 6 months and that you then had to keep the account open for a year after it was paid or else the bonus was clawed back. This kind of crap is why I no longer bother with such sham offers.
4:47 pm
March 30, 2017
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I stopped doing it last year as the condition they put in place to earn new account promo is getting harder.
On the other hand, CC churning is still very easy.
5:29 pm
November 8, 2018
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If I were eligible, I would have taken that offer. I am not, so less paperwork for me (and no free money, too).
7:36 pm
October 21, 2013
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My threshold is now about $500. And it mustn't be too complicated. My threshold used to be $300-350.
Today I had to arrange for burial of cremated remains. The fee for digging the hole and filling it up again for something smaller than a shoebox was $500. Four years ago, it was $350. It's a rural cemetery and the person who keeps track of the plots, does the bookkeeping/banking, arranges for the gravedigger and makes sure the paper work is in order is a volunteer.
I try to keep my standards as high as those who want my money.
9:26 am
February 7, 2019
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Constantly switching Checking Accounts and Credit Cards is too much hassle for us. My wife has had the same BMO Checking and MC from the time she was in a Montréal CEGEP in the mid 70's. I've had the same TD Checking and Visa since my first year at Queen's, also in the mid 70's.
We have our numbers ingrained and only need to memorize new CC PIN's every 2-3 years. We have numerous monthly auto incomes and billings that never need changing/updating.
I got a TNG MC CC when they first came out with elevated point categories but while my CC usage pattern didn't change, that TNG MC was hijacked 3 times in less than 6 months. I closed it.
We now have a PC MC for groceries points at Loblaws/NoFrills/Shoppers properties and Costco. That has been a profitable move with $850+/Yr in points on mostly (90+%) groceries since 2018.
But we do treat Savings/GICs differently like investments ... Go where the money is ...
| CGO |
11:44 am
May 26, 2022
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Loonie said
My threshold is now about $500. And it mustn't be too complicated. My threshold used to be $300-350.Today I had to arrange for burial of cremated remains. The fee for digging the hole and filling it up again for something smaller than a shoebox was $500. Four years ago, it was $350. It's a rural cemetery and the person who keeps track of the plots, does the bookkeeping/banking, arranges for the gravedigger and makes sure the paper work is in order is a volunteer.
I try to keep my standards as high as those who want my money. Â
Sorry for your loss but I'd be digging my own tiny hole when no one was around before paying them $500! I own a quadruple plot in Vancouver, I bet it's worth more than my 1st house!
11:52 am
May 26, 2022
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cgouimet said
Constantly switching Checking Accounts and Credit Cards is too much hassle for us. My wife has had the same BMO Checking and MC from the time she was in a Montréal CEGEP in the mid 70's. I've had the same TD Checking and Visa since my first year at Queen's, also in the mid 70's.We have our numbers ingrained and only need to memorize new CC PIN's every 2-3 years. We have numerous monthly auto incomes and billings that never need changing/updating.
I got a TNG MC CC when they first came out with elevated point categories but while my CC usage pattern didn't change, that TNG MC was hijacked 3 times in less than 6 months. I closed it.
We now have a PC MC for groceries points at Loblaws/NoFrills/Shoppers properties and Costco. That has been a profitable move with $850+/Yr in points on mostly (90+%) groceries since 2018.
But we do treat Savings/GICs differently like investments ... Go where the money is ... Â
It's no trouble for me being retired, And the Simplii promo is very easy, only need to change my CPP DD info for 3 mos, wait 2-3 more, collect and close. All done electronically. I do tend to forget to close as I have about 8 accounts still open 🙂
We too have the same "homebase" acct from the 70's. Sadly the physical branch is closing this year but I have rarely visited the last 10+ years. I used to walk in and they all greeted me but since the teller format disappeared it has been impersonal.
Ditto on the PC MC, Costco points/deals!
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