New services chart | Page 2 | General comparisons | Discussion forum

Please consider registering
guest

sp_LogInOut Log In sp_Registration Register

Register | Lost password?
Advanced Search

— Forum Scope —




— Match —





— Forum Options —





Minimum search word length is 3 characters - maximum search word length is 84 characters

No permission to create posts
sp_Feed Topic RSS sp_TopicIcon
New services chart
July 13, 2013
7:53 am
Peter
Admin
Forum Posts: 1236
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

Thanks for the fixes and feedback! I've added some notes regarding bill payments and I duplicated the bank names header. Unfortunately, the inability to "fix/freeze" the header rows in web output is a long-standing limitation of Google Docs.

July 13, 2013
5:23 pm
Dennis
Member
Members
Forum Posts: 80
Member Since:
January 23, 2013
sp_UserOfflineSmall Offline

Peter said

Thanks for the fixes and feedback! I've added some notes regarding bill payments and I duplicated the bank names header. Unfortunately, the inability to "fix/freeze" the header rows in web output is a long-standing limitation of Google Docs.

It seems perfect. Thanks. I doubted about freezing the header but asked anyway. I'm glad that I could contribute.

July 14, 2013
1:19 pm
Doug
British Columbia, Canada
Member
Members
Forum Posts: 3657
Member Since:
December 12, 2009
sp_UserOfflineSmall Offline

Thanks Dennis for your feedback on the "Services" chart (and Peter for implementing the suggestions)! :)

In regards to Canadian Direct Financial, is the activity fee for online bill payments with the high-interest savings account or with the KeyDirect Chequing when no minimum balance is maintained?

If it is the KeyDirect Chequing account, it's worth noting CDF has finally updated their website (as of this year) to offer it completely free of basic monthly, activity and certain transactional fees regardless of minimum balance. So, with that, as well as several other updates, I've updated the "free chequing" chart. ;)

Cheers,
Doug

July 14, 2013
8:34 pm
Peter
Admin
Forum Posts: 1236
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

Hi Doug,

The activity fee for bill payments at CDF is for when you have the high interest savings account only. Good to see that they've finally made the free chequing account (without a minimum balance) official!

July 16, 2013
6:36 pm
Doug
British Columbia, Canada
Member
Members
Forum Posts: 3657
Member Since:
December 12, 2009
sp_UserOfflineSmall Offline

hi Peter,

Yeah, exactly. They pretty much had to do that with ING Direct's THRiVE Chequing product and the same ATM network. :)

That's kind of what I thought - the activity fee for bill payments applying to the savings account only.

Cheers,
Doug

February 14, 2014
10:39 am
RicksBank
Alberta
Member
Members
Forum Posts: 137
Member Since:
February 14, 2014
sp_UserOfflineSmall Offline

I see an omission in the chart. Implicity does offer chequing privileges with their HISA. The first 8 cheques are free, but there is a charge after that.

No minimum balance is required to open and maintain an Implicity High Interest Savings Account. We'll calculate the interest daily and pay it to you monthly, allowing you to watch your savings grow. Your money is always available to you and to make it easier, we offer chequing privileges and a debit card for ATM and Point-of-Sale access.

Cheques: (first order of cheques are free)**
4 Cheques $3.00
12 Cheques $7.00
24 Cheques $13.00

February 18, 2014
12:40 pm
Doug
British Columbia, Canada
Member
Members
Forum Posts: 3657
Member Since:
December 12, 2009
sp_UserOfflineSmall Offline

Thanks, Rick. I'm sure Peter will update this accordingly. :)

I should point out, though, that Implicity Financial's customer service is impeccable and, depending on the value of your holdings with them, members may be able to negotiate "one-off" deals like additional cheques for free. All you need to do is ask.

They will also provide free, unlimited, stamped bank authorization letters to use for EFT "linkages" eliminating the need to use any of your cheques for this purpose.

Cheers,
Doug

February 20, 2014
8:30 pm
Peter
Admin
Forum Posts: 1236
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

Thanks for pointing that out about Implicity. I've updated the chart to show that Implicity has chequing privileges and that the first 8 cheques are free.

February 20, 2014
8:59 pm
RicksBank
Alberta
Member
Members
Forum Posts: 137
Member Since:
February 14, 2014
sp_UserOfflineSmall Offline

Thanks, Peter!

July 6, 2015
4:34 am
Shane
Newbie
Members
Forum Posts: 1
Member Since:
July 6, 2015
sp_UserOfflineSmall Offline

Chart update request: Hubert now offers both RRSP and RRIF savings accounts and "GICs" (term deposits), ...and they also allow internal- and external-account "transfers", both in & out. Thanks!

July 6, 2015
8:11 am
Peter
Admin
Forum Posts: 1236
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

Shane said

Chart update request: Hubert now offers both RRSP and RRIF savings accounts and "GICs" (term deposits), ...and they also allow internal- and external-account "transfers", both in & out. Thanks!

Thanks! I've updated the chart now. However, do they have normal RRSP and RRIF savings accounts (instead of just GICs)? On their rates chart at least, I only see GIC rates.

July 6, 2015
9:27 am
kanaka
Member
Members
Forum Posts: 1232
Member Since:
December 23, 2011
sp_UserOfflineSmall Offline

Hubert......as per web site

picture perfect - high interest rrsp / rrif
high interest rrsp / rrif 1.90%

July 6, 2015
9:57 am
Peter
Admin
Forum Posts: 1236
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

kanaka said

Hubert......as per web site

picture perfect - high interest rrsp / rrif
high interest rrsp / rrif 1.90%

Thanks! I was confused because... I had updated Oaken instead of Hubert!

November 14, 2015
5:33 am
Dennis
Member
Members
Forum Posts: 80
Member Since:
January 23, 2013
sp_UserOfflineSmall Offline

I found two updates:
1. Canadian Direct Financial Bill Payment is free (Changed from 1 free per month to unlimited)
2. Achieva Financial has Mobile Banking including cheque deposit.

Sugggestion - I personally think Mobile cheque deposit is important so great to have its own rows in table. I don't remember but one of bank has Mobile Banking without it.

November 14, 2015
8:36 am
Peter
Admin
Forum Posts: 1236
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

Dennis said

I found two updates:
1. Canadian Direct Financial Bill Payment is free (Changed from 1 free per month to unlimited)
2. Achieva Financial has Mobile Banking including cheque deposit.

Sugggestion - I personally think Mobile cheque deposit is important so great to have its own rows in table. I don't remember but one of bank has Mobile Banking without it.

Thanks! I've made the updates and also changed "Mobile Banking" to "Mobile App" with a special note for cheque deposits.

November 14, 2015
9:50 am
Dennis
Member
Members
Forum Posts: 80
Member Since:
January 23, 2013
sp_UserOfflineSmall Offline

Peter said

Thanks! I've made the updates and also changed "Mobile Banking" to "Mobile App" with a special note for cheque deposits.

Great!. Thanks.

I'm surprised that many of them has mobile app without cheque deposit.

January 15, 2016
5:30 pm
GoldenLion
Member
Members
Forum Posts: 11
Member Since:
January 29, 2015
sp_UserOfflineSmall Offline

ICICI Bank Canada charges $50 to transfer out from TFSA/RRSP according
to their fee statement for personal accounts dated June 2015.In the chart this is filled in with a question mark.

January 15, 2016
5:38 pm
Peter
Admin
Forum Posts: 1236
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

GoldenLion said

ICICI Bank Canada charges $50 to transfer out from TFSA/RRSP according
to their fee statement for personal accounts dated June 2015.In the chart this is filled in with a question mark.

Thanks a lot! I've updated the chart accordingly.

November 13, 2018
12:28 pm
benzonitrile
Newbie
Members
Forum Posts: 1
Member Since:
November 6, 2018
sp_UserOfflineSmall Offline

I have found the services chart to be very useful. Thank you.
Is this the appropriate place to point out errors e.g. Oaken Financial do offer GICs for TFSAs?
Alan

November 14, 2018
10:36 am
Peter
Admin
Forum Posts: 1236
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

benzonitrile said
I have found the services chart to be very useful. Thank you.
Is this the appropriate place to point out errors e.g. Oaken Financial do offer GICs for TFSAs?
Alan  

Thanks for the note and welcome to the forum! I've update the services chart accordingly now.

No permission to create posts

Please write your comments in the forum.