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Cashback High Interest Savings
January 10, 2019
12:50 pm
Yatti420
Canada
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So how does the Cashback promo work.. By EMT? From who? When?

January 10, 2019
1:10 pm
Top It Up
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Looks like you have to follow the links as provided at the bottom of each offer page, to get that information.

https://cashback.highinterestsavings.ca

January 10, 2019
1:21 pm
Peter
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Most of the pertinent information can be found here: https://cashback.highinterestsavings.ca/portal/terms

The cash back is by Interac e-Transfer. It comes from High Interest Savings / me -- that is, not the companies themselves. They send an anonymous confirmation about sign-ups to the Cash Back site up to 4-6 weeks after you register with them. For the couple that have come in so far, I got the confirmation within 2 weeks.

If there's anything missing from that page above, let me know and I'll answer it here and also update that page.

Note: I might spin off a sub-forum for discussions, as I don't want to pollute the forum experience for those who don't care.

January 10, 2019
1:28 pm
Yatti420
Canada
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Cool so sign up and wait..

January 10, 2019
10:41 pm
Vatox
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I have the two accounts already and I don't need credit cards. sf-frown

January 10, 2019
11:25 pm
Loonie
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These are very good deals.

Like Vatox, I don't need any of them.

For those interested in the concept but with other options, you might look at http://www.greatcanadianrebates.ca . I hope it's OK to mention that.
You can search for deals from Tangerine, Scotia and MBNA, perhaps others I'm not aware of. Deals change from time to time.

I have never participated in greatcanadianrebates, so I have no personal experience to pass on. There are probably other options out there, but I just happen to know about this one.

January 11, 2019
4:01 pm
Peter
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I use Great Canadian Rebates whenever I need to buy something on Amazon, and can recommend it.

January 11, 2019
5:57 pm
Joe
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Peter said
I use Great Canadian Rebates whenever I need to buy something on Amazon, and can recommend it.  

Ive used them for a couple of nice rebates on credit cards.....works well and it's easy.

May 3, 2019
2:25 pm
Doug
West Kelowna
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I haven't heard of Great Canadian Rebates, but have heard of Ebates.ca. Since they're a larger company, I'd probably tend to try them out over Great Canadian Rebates with better disclosure with respect to ownership structure (Rakuten, I believe, owns them). sf-cool

Speaking of disclosure, if anyone's curious, I found the name of the affiliate marketing firm that HighInterestSavings.ca has partnered with and which is funding these cash back promotions. It is called Share Results, a Montreal, QC-based concern with offices in Vancouver, BC, and it's the same affiliate marketing program that RateSupermarket.ca, HowToSaveMoney.ca, and Borrowell use.

I don't like the way RateSupermarket.ca and HowToSaveMoney.ca subversively insert the affiliate links into the text of their comparison charts, in the case of the former, or into their blog posts, in the case of the latter. The latter, I've found, to be a completely useless, spam-filled "personal finance" blog (or wannabe "personal finance" blog) and would never recommend that guy's blog.

I do like the way Peter keeps the promotions separate, via a Cash Back Promotions web portal that, presumably, he manages and is linked in with Share Results' portal. The only thing I would recommend would be enhanced disclosure to the program's Terms that mentions Share Results and, ideally, discloses what the website receives in terms of a commission. For example, is it a percentage of the cash back that the website user receives, or is it, say, the difference between the cash back received and a set dollar value offered by the financial institution to Share Results (say $50)? Presumably, Share Results makes something as well and splits it with their affiliate program partners.

Interestingly, I actually wasn't searching for Peter's name when I found this testimonial on Share Results' webpage. How I ultimately found it was through Borrowell, I believe, which had affiliate links that mentioned Share Results' name.

Cheers,
Doug

May 3, 2019
2:44 pm
Doug
West Kelowna
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Another good thing that Peter is doing right is he is sharing these cash back promotions with us. In examining the HowToSaveMoney.ca and CreditCardGenius.ca websites that that Stephen Weyman operates, I can see no such mention of him providing his website's visitors the opportunity to earn cash back when they sign up for a bank account or credit card that's part of Share Results' partner network. He appears to be keeping it all for himself. So, another kudos to Peter, not only for keeping the cash back affiliate promotions separate from the main HighInterestSavings.ca website but also for sharing those promotions with the site's users. 🙂

Cheers,
Doug

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