Savers Roundup April 2026: When promo hopping pays

TFSA 3-month GIC rate now 2.3% | EQ Bank | Discussion forum

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TFSA 3-month GIC rate now 2.3%
January 14, 2021
3:57 am
Laertes
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Just noticed this morning. So small drop in the 3-month rate from 2.5% to 2.3%. Now the same as the TFSA account.

Other rates are the same, I believe:

3 Month 2.30%
6 Month 1.80%
9 Month 1.65%
1 Year 1.50%

January 14, 2021
11:28 am
LK
British Columbia, Canada
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Same with their RSP GIC rates.

EQ Bank RSP GIC terms & rates
Term Rate
3 Month 2.30%
6 Month 1.80%
9 Month 1.65%
1 Year 1.50%

January 14, 2021
5:08 pm
Loonie
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They never said it was a promo rate, but, just like when EQ first opened, it really is.

The preferable way of doing business, in my opinion, is to state how long the offer is valid, right from the beginning. EQ doesn't do that.

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