October 21, 2013
"Earn More Savings Account":
"For a limited time, when you open a new Earn More Savings Account, you’ll enjoy a special introductory rate of 2.55% interest for the first 90 days to help you earn even more.**
**The DUCA promotional interest offer of 2.55% is available between May 1st, 2014 and June 30th, 2014 for all eligible accounts. Eligible accounts are described as an Earn More Savings account. Funds must be new to DUCA. The Earn More Savings Account interest rate of 2.55% is available between May 1st, 2014 and June 30th, 2014 on all new Earn More Savings Accounts opened between May 1st, 2014 and June 30th, 2014. The interest rate, current as of May 1st, 2014 is an annualized rate, calculated daily and paid monthly. This offer is non-transferable and cannot be combined with other promotional offers. DUCA Financial Services Credit Union Ltd. reserves the right to cancel or change the Terms of the Offer at any time, and revoke the Offer for any Member who appears to be manipulating or abusing the offer or is engaged in any suspicious/fraudulent activity. The offer and interest rates are subject to change without notice."
The regular interest rate on this account is 1.45%.
It's not clear to me to what extent you can manage this account without using a branch, but it says there are no fees or service charges if you manage it online without going into a branch. You can use ATMs. You can sign up online. It is a credit union. Bricks-and-morter branches are in the Greater Toronto Area/905/519 area. May only be available to people in Ontario, but I don't know that.