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$50 bonus (+$50 for charity) with new no-fee chequing account
March 16, 2018
7:31 pm
odinson
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https://nofee.duca.com/

$50 for you + $50 for a "DUgood charity of your choice" (with a very long list provided). There's nothing I can see about expiry of this promotion. Here's what the page says:

"*New Members MUST register here https://www.duca.com/dugood/join-in/ in order to collect $50 and designate the charity of their choice for the other $50.

Investment of $1.00 DUCA Membership Share is required to open an account. Within 90 days of opening, the new Member will receive a $50 credit by direct deposit to a specified DUCA account. For a charity to be considered, it must be registered in Canada and must have a charitable organization certificate. DUCA reserves the right, at our sole discretion, to change, modify or otherwise alter these terms and conditions at any time."

Would indeed appear to be for new members only, as I received this message upon starting the application:

Sorry, we can’t process your request. If you are an existing DUCA Member, please contact your branch or Member Connect (1.866.900.3822)

sf-yell$%#@! I just joined earlier this week for 3.15% promo. If I'd known, I'd have joined using the no-fee promo first, and THEN opened the savings account afterward).

March 17, 2018
1:49 am
Loonie
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Your loss may help someone else.

March 23, 2018
4:31 pm
odinson
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I called in and was able to open the no-fee chequing account with no problem, despite having joined before the promotion. Was promised the promo bonus $50 within 90 days (not sure if that means it'll be deposited in 90, or deposited earlier and kept on hold for 90).

March 24, 2018
9:38 am
Sadaharu
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February 26, 2018
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I think I can get this bonus and use a referrer? If so, feel free to DM me a referral name/code.

Thanks!

September 29, 2018
12:08 am
Loonie
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it doesn't have to be a chequing account. This is available on a one-time basis to any new member. You can designate any charity that is registered with CRA. It doesn't have to already be on the DUCA list. They will add yours to their list if necessary.
The charity will get the money the following January. You will receive your $50 after the membership has been open for 90 days. No referral is required.

September 29, 2018
5:32 am
canadian.100
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September 7, 2018
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This is another one of those unnecessarily complicated promos. No need to mix in a charitable donation when opening a bank account. One can donate on their own with their own money and get a tax receipt. Duca will of course write off the charitable donation on their own books.

September 29, 2018
4:51 pm
Loonie
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I was happy to be able to give my favourite charity $50 without it costing me anything. The charitable tax credit wouldn't cover my entire cost.

The corporate charitable endeavours that really bug me are the ones where they twist the arms of all their employees to "volunteer" their time, money, and/or effort to support a corporate charitable undertaking which is then contributed by the corporation for its own tax relief. Thinking of some big banks for instance...

All banks and CUs support charities in one way or another. I like the idea that I, as a partial owner, get to say where my bit of that money goes and that I don't have to "volunteer" to make it happen.

September 30, 2018
6:01 am
canadian.100
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Loonie said

The corporate charitable endeavours that really bug me are the ones where they twist the arms of all their employees to "volunteer" their time, money, and/or effort to support a corporate charitable undertaking which is then contributed by the corporation for its own tax relief. Thinking of some big banks for instance...
  

I (not a bank employee) "NEVER" felt arm-twisted to work on a corporate charitable undertaking, but I have picked up that you generally seem to have it in for all "big banks" and their shareholders.

October 24, 2018
2:02 pm
Oscar
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October 17, 2018
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For me this was very simple. I was asked what charity I would like my donation to go to and as I was unaware of the promotion beforehand I picked the first one that came to mind. Done. Then the money was deposited in my account within the 90 day window.
An example of a corporate charitable endeavor that I find offensive is the LCBO employees to mooch on behalf of the United Way as I am handing over almost half the purchase price in taxes.

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