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USA : New Apple card : Apple Card Family
April 20, 2021
10:51 pm
User230
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Press Release from Apple USA:


Apple introduces Apple Card Family, enabling people to share Apple Card and build credit together

Interesting concepts. I do not think there is anything like this in Canada.

You can share the card with one other person and your children which forms the family group. Those over 18 can build credit history within that group.

Some other features:
- Up to 3% cashback on purchases - Which is probably the worst feature
-"eliminating all fees" - I really wish we had this in Canada!
-"no credit card number, CVV security code, expiration date, or signature on the card, the titanium Apple Card is more secure than any other physical credit card" - I think this is also a good idea.

Some more details from the article:

Apple Card customers can add up to five people to their Apple Card account by sharing Apple Card with them in Wallet. All users must be part of the same Family Sharing group in order to be invited to Apple Card Family, and be 13 years of age or older

and

Apple Card can be shared with any eligible customer who is 18 years or older as a co-owner, providing the opportunity for both to build credit history together, get the flexibility of a combined limit, provide transparency into each other’s spending, share the responsibility of making payments, and deliver the convenience of a single monthly bill to pay.

That is a cool feature if you have a family.

It seems to have a neat digital set up as well. Wish we could get more innovative cards like this one in Canada.

What do you think?

April 21, 2021
8:28 am
lancedragons
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Sounds interesting, I'm mostly interested in the 3% on Apple Purchases, but building credit on P2 is intriguing.

There have been hints at Apple Pay Cash coming to Canada for a while, so I'd probably pick one up if they offered it here.

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