Rogers World Elite MC Rewards Promo | Page 2 | Credit card reward programs | Discussion forum

Confirmed today that the Rogers banking app won't work on a windows computer, and the app on a smartphone is the only way to effectively redeem cash back. I definitely can't get the 30% additional cash back to apply against my Rogers bill.

When will their online banking allow these redemptions? "Check with our website"

green1 said

I'm pretty sure that banks intentionally cripple their websites to force you to download their apps (which gives them better ability to spy on you). Because there is ZERO reason I should ever need an app for a credit card otherwise.  

Rogers banking is fully functional on Windows computer.

green1 said

I'm pretty sure that banks intentionally cripple their websites to force you to download their apps (which gives them better ability to spy on you). Because there is ZERO reason I should ever need an app for a credit card otherwise.  

I am not that important and if they do track / spy omme where i have been from the app (which they shouldnt unless you allow locations services to be on for the app all the time), they can track me all they want.

An app is 100x more convenient, this is the 21st century, 2024.

smayer97 said

Yes, it is. Except for the ability to apply cashback. You can only use the app for that ATM.  

With a little forethought cashback redemption can be achieved via Rogers Bank online computer account:

How to automatically redeem cash back rewards towards your next purchase:
(available with app and online)

In your online account click on Cashback Rewards;
Select Redeem Rewards;
Under 'Online:' banner;
Fill in the minimum amount you want to redeem;
Click the 'Next Only' then 'Apply' buttons;
The next transaction made on your account will be redeemed.

This is the method I have used for all cashback redemptions since I have had the WE card. It works well. Just pick a future purchase that matches what you intend to redeem.

dougjp said

So now they allow via the Rogers online computer account getting the extra % card bonus by charging (ie; buying a Rogers product) the monthly Rogers bill to the card? This didn't exist before, how is that accomplished?  

Setup automatic withdrawals against your Rogers Mastercard in your Rogers internet/mobile online account. Once you've done that, visit Rogers Bank online. Use the "Cash Back Rewards" function to apply your reward money to the bill once it's been paid. You'll automatically get the 3 percent reward against all Rogers products, instead of 2 percent.

dougjp said

I must have a mental block about this card's value and how to get it. Everywhere else, a percentage cash back is just that. For example with my Visa Infinite where I get 4% on groceries, its that.

Here, if my Rogers annual bill is, say, $ 2,400- ($ 200- per month) and my annual cash back accumulation from all purchases is $ 400-, why is applying that $ 400- towards my Rogers bill(s) that have been charged to the card, going to automatically adjust the cash back gained for the year on the Rogers bill from $ 48- (2%) to $ 72- (3 %) ? And why this convoluted system, if not to delude people into what the value of the card truly is?  

after u charge ur rogers bill to the card, it will show up as redeemable on the card app. It will say for example $75 rogers bill can be paid by $50 reward money u have accumulated, thus the 50% bonus. Other non Rogers $75 transaction will need to redeem $75 reward money , etc. Obviously partial works too.

dougjp said

I must have a mental block about this card's value and how to get it. Everywhere else, a percentage cash back is just that. For example with my Visa Infinite where I get 4% on groceries, its that.

Here, if my Rogers annual bill is, say, $ 2,400- ($ 200- per month) and my annual cash back accumulation from all purchases is $ 400-, why is applying that $ 400- towards my Rogers bill(s) that have been charged to the card, going to automatically adjust the cash back gained for the year on the Rogers bill from $ 48- (2%) to $ 72- (3 %) ? And why this convoluted system, if not to delude people into what the value of the card truly is?  

Doug, on the surface, it seems a little convoluted. But I can assure it works very well, and the bottom line is that if you have Rogers (Shaw for the moment) internet and Rogers mobile phones/plans as I do, the bottom line is 3 percent cash back. On everything, not just one or two categories as with my Tangerine card. My monthly Rogers bills total about $120. My average monthly credit card spend is about $4,000, resulting in $120 a month in cash back. Ergo, all of my Rogers services are paid for. About $1,500 per year in savings.

smayer97 said:

savemoresaveoften said

I am not that important and if they do track / spy omme where i have been from the app (which they shouldnt unless you allow locations services to be on for the app all the time), they can track me all they want.

An app is 100x more convenient, this is the 21st century, 2024.

smayer97 also said:

Until your phone is lost, stolen, or otherwise compromised; a significantly less likely event than your computer.

From the context, I think smayer97 meant to say either "less likely event ON your computer" or "MORE likely even than your computer." Is that right? Phones get lost and stolen a lot more than home computers or even laptops.

smayer97 said

A wallet is safer than a phone or computer. As for the rest, those are non sequiturs and logical fallacies, therefore irrelevant.  

If someone steals my phone, I can remotely lock it for good, making it totally useless and 100% unuseable, even to Apple. So no, I dont buy that argument that "dont use app cuz its less secure, as the phone may be lost or stolen".

If your phone does not allow u to lock it remotely, and you use a weak password etc, then yeah dont use app. App is the way to go, no going back, whether one likes it or not.

mordko said
As always, the answer is “it depends”. There has been a bit of an epidemic or people having their phones stolen and broken into and all bank accounts emptied within a short period of time.

Thieves tend to befriend punters in bars, have a drink or a few, exchange contact details, watch them put in a password. They proceed with a traditional pickpocketing. Once they have a phone, they change all passwords and prevent remote locking in seconds. Apparently, Apple has been trying to make this more difficult by making wholesale changes difficult from an unusual location.

That said, the method requires for someone to be a bit naive and a bit drunk.  

Oh for sure, a bar is a popular place. There is a documentation clip of a convicted hacker describing how he did it (can be found on youtube.) It always involve "knowing" the password first. The crook then changes the password so the owner is locked out of the Apple account, and makes remote locking impossible etc. This buys the crook time to lock into bank account, etc. Even that is not easy as still need a password to log into the account, but then there are those who for convenience leave their "front door" wide open.

So its not as easy as like you can just pick pocket someone's phone and able to clean out the account, or if you lose ur phone, u r toast if u have bank apps on it.
Its NOT like that. Dont be a scary cat 🙂