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Paying tax, utility, and insurance bills with Canadian Tire credit cards
April 23, 2021
7:34 pm
William
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September 30, 2016
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Brimleychen said

Thanks! Finally I can add Toronto water bill as payee now. I assumed the 20 digit payee account no required is 9 digit account number and 11 digit client No.  

Yes I confirm, that's how I just paid my bill today, set it once as a payee and it will remain in the system.

April 23, 2021
8:03 pm
Loonie
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Thanks to Norman, pwr1019, William and savemoresaveoften for additional info.

I would assume, for the basic card, 0.5%, and for the WE card, 1%, until it changes, which could be soon!

I think it might actually be worth getting the card, as these are annual savings that add up, not a one-off for opening a new account etc.

But it may not be worth it to me personally as I am allergic to the idea of having to pay monthly bills proactively! I'm at the age where sh*t happens, so I prefer things to run along without my active involvement. With the way I have things arranged right now, we could both be comatose and the bills would still get paid automatically. It would take a bigger carrot to entice me to change.

April 29, 2021
11:58 am
lhsaid
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Just added my bills (Ottawa): Taxes, Hydro and Gas are listed but not Water and Sewer ! I'm wondering why ?

April 30, 2021
10:31 am
rodeworthy
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lhsaid said
Just added my bills (Ottawa): Taxes, Hydro and Gas are listed but not Water and Sewer ! I'm wondering why ?  

Hi lhsaid,
Good to know you are making progress with paying your utility bills with CT CC.

For Ottawa Water and Sewer go to Manage Payees and see if
"OTT WTR & SEWER"
is the one you need. I have found it useful when trying to find a list of payees to only use the first two characters in the search and an extensive list will appear. E.G. I typed in "OT" to find the entry described above from the long list provided.

Hope this works for you.

April 30, 2021
11:21 am
rodeworthy
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[Another update on progress to establish Utility and Property Tax bill payer accounts with Triangle Mastercard]

As previously reported I have set up 3 bill payer accounts with Triangle Credit:

  • Hydro One
  • Enbridge
  • 'MyCity'-Tax

It turns out the Enbridge bill payer listing does not work for me. We are now set up with Union Gas as the payee. My $1 test payment showed up there this morning.

The two $1 test payments I made to Enbridge will have to be chalked up to a learning experience.

Hydro One and 'MyCity'-Tax test payments showed up promptly. Might have even attracted a new forum member from our fair city's city hall. If you found us M******, 'Welcome to the Forum!'

It was no problem to get the PAD arrangements cancelled for these accounts.

In addition to the utilities described above we use our Rogers CC to pay for:

  • House and Auto Insurance
  • Rogers Phone & Internet
  • Shaw Direct Satellite TV

Only thing missing for us now is Water & Sewage Bill which is handled by a 3rd party and there is no listing for them at CTFI. It is a low cost utility so we will not dwell on that.

Thanks to all who posted here to prompt me to get busy and get this done.

April 30, 2021
5:18 pm
pooreva
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I thought paying utilities by credit card involves some extra charge????
Just looked at Enbridge and it says CC invokes 1.75% service charge?
Am I missing something?

April 30, 2021
5:48 pm
Norman1
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pooreva said
I thought paying utilities by credit card involves some extra charge????
Just looked at Enbridge and it says CC invokes 1.75% service charge?
Am I missing something?

Normally, yes, when the utility charges (pulls from) a credit card like a store merchant does. The special Triangle MasterCard bill payments are different.

Canadian Tire Bank sends (pushes) the payment to the biller and then charges the payment against a Triangle MasterCard account.

The biller receives the payment with no credit card processing fee deducted. In fact, to the biller, the payment looks like a bill payment done (pushed) from a bank account, like from a Simplii chequing account or from an EQ Bank savings account.

May 1, 2021
12:28 am
lhsaid
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rodeworthy said
Hi lhsaid,
Good to know you are making progress with paying your utility bills with CT CC.

For Ottawa Water and Sewer go to Manage Payees and see if
"OTT WTR & SEWER"
is the one you need. I have found it useful when trying to find a list of payees to only use the first two characters in the search and an extensive list will appear. E.G. I typed in "OT" to find the entry described above from the long list provided.

Hope this works for you.  

Thanks rodeworthy, I'm able to add it.

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