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Meridian Visa Infinite Cash Back Credit Card
March 28, 2017
9:53 am
Forum Posts: 208
Member Since:
May 24, 2016
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I've just seen this - don't know if it's new or not:

"Save more with up to 4% cash back rewards1

The Meridian Visa Infinite Cash Back Card is your key to earning the exclusive privileges you deserve. You'll be rewarded with unique benefits and exceptional service.

Earn 4% on gas and grocery purchases and 2% on pharmacy purchases and utility bill payments. You’ll also earn 1% on all other eligible purchases."

(Check out the web site for complete details)

(Sorry, I didn't notice this was going under Tangerine, thought I'd started a new topic)sf-surprised

April 17, 2017
12:44 pm
Forum Posts: 436
Member Since:
December 20, 2016
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The annual fee is $99 for the 4% cashback. It would require a careful calculation of your usual spending patterns to determine if the $99 per year is worth it.

By using the 2% categories of Tangerine combined with the 2% categories of another card such as MBNA, and using the MBNA Visa for the "other miscellaneous" 1% charges, you can enjoy 5 X 2% categories plus get 1% on everything else.

July 11, 2018
2:31 pm
Forum Posts: 13
Member Since:
April 4, 2018
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I've just been doing the very calculation Nehpets recommends on's calculator. The barrier for having the $99 fee pay for itself and then some is actually fairly low. I always thought I didn't spend enough to warrant a card with an annual fee, but actually I found my net results with Tangerine or Meridian would be very close at a $600 monthly spend. The difference is : Meridian provides emergency travel medical insurance which is a very useful perk, while Tangerine doesn't offer any insurance perks. (Meridian waves the fee the first year)

The Scotiabank Momentum Cashback card is very similar to Meridian, but there's differences in the travel insurance details.

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