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Home Trust Preferred Visa Card
January 3, 2020
4:34 pm
-bsv-
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Londonguy said

Check out the basic Brim MC for a no-fee card -- no forex fee on US$ purchases, 1% cash rewards on everything (2% on Amazon), instant push notifications -- they had their issues when they started up but it's all good now  

I would get Brim, but the main reason for me having HT is shopping at Costco USA that accepts only VISA.

Is there any good VISA with a cashback, no FX fees, and no annual fee? 🙂

March 11, 2020
12:28 pm
hwyc
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ICYMI -
Capture-1.JPG
If I don't use it, I just might missed it

March 11, 2020
12:58 pm
Doug
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hwyc said
ICYMI -
  

Please disable your CAPS LOCK key or, if the message was posted in ALL CAPS, it would save our eyes if you could use a semi-automated case alteration script to remove the ALL CAPS.

Cheers,
Doug

March 12, 2020
6:49 pm
MiMMV
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Doug,

ICYMI is just an acronym for "In Case You Missed It".

March 12, 2020
6:55 pm
MiMMV
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I'm still holding onto my HT Preferred Visa. Its roadside assistance program is easily overlooked as a feature afterthought. But it did save me $120 two months ago when that intense cold snap hit out here on Prairies. The one time I turn on my dome light to look for something in the vehicle and then promptly forget to turn it off!

Car was dead. I called HT's 877 number: good CS experience, and the contracted tow truck came within the hour for the boost.

March 12, 2020
7:09 pm
GICinvestor
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MiMMV said
I'm still holding onto my HT Preferred Visa. Its roadside assistance program is easily overlooked as a feature afterthought. But it did save me $120 two months ago when that intense cold snap hit out here on Prairies. The one time I turn on my dome light to look for something in the vehicle and then promptly forget to turn it off!

Car was dead. I called HT's 877 number: good CS experience, and the contracted tow truck came within the hour for the boost.  

That 877 number you mentioned.....is it on the back of the credit card or? Can spouse use the service too?

March 12, 2020
7:47 pm
GICinvestor
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Ok I found 3 non Home Trust web sites quoting all different numbers for road side service.

Emergency roadside assistance
You’re protected for up to four emergency roadside service calls per year, 24 hours a day, 7 days a week, anywhere in North America.
An emergency towing service will take you to any garage within a 5 kilometres radius. If you run out of gas, you can have 5 litres delivered to you free of charge. Also included are tire change service, winching, battery boost and lost key lockout assistance.

The number on my brochure that came with my card is 1-877-585-3232.

Has other benefits too.

9D3317B9-2A52-48E0-B2BB-F0CC67903D26.jpeg

March 13, 2020
4:10 pm
MiMMV
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GICinvestor said

That 877 number you mentioned.....is it on the back of the credit card or? Can spouse use the service too?  

GICinvestor, I don't know if your spouse can use this service. Possibly if he/she has a spousal/companion card from HT. Best bet is to make an inquiry with HT's Customer Service (number on the back of your card).

Cheers.

March 21, 2021
9:30 pm
moneyhelp
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Just curious,

Has anyone by chance recently been sent a new card due to the old about to expire?

Is anyone aware if I have to call in or are they pretty good with just sending me a new one without having to contact them?

Mine is expiring next month, but I was curious if the card looks any different? I currently hold the Black colour card and earlier in this post someone said they had a gold card? and when you go on their website it shows a Navy Blue card with a silver corner on it.

Just curious.

April 22, 2021
8:36 pm
moneyhelp
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GICinvestor said
Ok I found 3 non Home Trust web sites quoting all different numbers for road side service.

Emergency roadside assistance
You’re protected for up to four emergency roadside service calls per year, 24 hours a day, 7 days a week, anywhere in North America.
An emergency towing service will take you to any garage within a 5 kilometres radius. If you run out of gas, you can have 5 litres delivered to you free of charge. Also included are tire change service, winching, battery boost and lost key lockout assistance.

The number on my brochure that came with my card is 1-877-585-3232.

Has other benefits too.

9D3317B9-2A52-48E0-B2BB-F0CC67903D26.jpeg  

Not anymore, going through my HT VISA statement tonight, I came across this... sf-cryScreen-Shot-2021-04-22-at-11.26.25-PM.png

January 12, 2023
9:42 am
fionag11
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On a recent trip to Scotland (summer 2022) I found I could not use my Home Trust Visa Card. Card readers just wouldn't recognize it. It's too bad because it is my only card with no foreign exchange fee. Don't depend on it for travels abroad.

However it does work in the USA.

January 12, 2023
10:44 am
moneyhelp
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fionag11 said
On a recent trip to Scotland (summer 2022) I found I could not use my Home Trust Visa Card. Card readers just wouldn't recognize it. It's too bad because it is my only card with no foreign exchange fee. Don't depend on it for travels abroad.

However it does work in the USA.  

That's unfortunate, but I can confirm it worked for me when I went to Europe (Italy) this past summer. Perhaps the issue is simply systematic and may worthy of giving Home Trust a call.

January 12, 2023
10:47 am
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moneyhelp said
That's unfortunate, but I can confirm it worked for me when I went to Europe (Italy) this past summer. Perhaps the issue is simply systematic and may worthy of giving Home Trust a call.

Oh, good to know. I am going to Scandinavia and Belgium in May and was thinking to use HT Visa there. Now I should have a backup, though.

January 12, 2023
10:54 am
moneyhelp
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-bsv- said

moneyhelp said
That's unfortunate, but I can confirm it worked for me when I went to Europe (Italy) this past summer. Perhaps the issue is simply systematic and may worthy of giving Home Trust a call.

Oh, good to know. I am going to Scandinavia and Belgium in May and was thinking to use HT Visa there. Now I should have a backup, though.  

This may be worth noting, I did make a point to call HomeTrust before my trip to inform them of the dates I would be in Italy, I'm guessing the other person didn't, so I'd recommend calling them before your trip with your travel dates.

January 12, 2023
10:58 am
-bsv-
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moneyhelp said

This may be worth noting, I did make a point to call HomeTrust before my trip to inform them of the dates I would be in Italy, I'm guessing the other person didn't, so I'd recommend calling them before your trip with your travel dates.  

Oh, great advice! Noted, will put into my calendar

January 12, 2023
5:04 pm
Loonie
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The last time I went overseas I called RBC, whose card I then had, to inform them and was told it wasn't necessary to tell them any more. I was puzzled about that. Perhaps the idea is that if they see you have booked an expensive flight on your card, they already know? But that wouldn't likely tell them when, where or how long.

I suggest travelling with 3 cards, and keep them in separate but secure places.

January 12, 2023
6:32 pm
AB100
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I was in Germany last Oct, had no problems using it. Didn't call them ahead of time either

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