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Amex Cobalt review
March 31, 2019
6:43 pm
Forum Posts: 1151
Member Since:
May 15, 2007
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After owning the Amex Cobalt for 1.5 years and seeing a couple of us mention it in the forum, I decided to write a more comprehensive, firsthand review of it.

In short, at 5 points per dollar spent at grocery stores and restaurants, this was the first card with an annual fee that I decided to keep past the first year. Note that 5 points does not technically equal 5% cash back for the Cobalt. I tried to give a more practical review than what I usually see with online credit card reviews, which just say "everything is great!", but hopefully I didn't get too caught up in the points calculations.

March 31, 2019
11:53 pm
Forum Posts: 6406
Member Since:
October 21, 2013
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thanks for the detailed review.

i can now say definitively that it's not for me!

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