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Email this11:40 am
January 9, 2011
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Cash Back AMEX pays 1.25%, so I use it anywhere its accepted where my other cards only pay 1% cash back. A pretty minuscule advantage I know, but its a matter of principle. 
The main accomplishment of almost all organized protests is to
annoy people who are not in them.
11:44 am
May 11, 2023
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I discovered the Rogers MC here and applied for it. Very lucrative at 3%. Most pay back I have ever had. I charge everything, other than my hair cut.
Amex has really improved being accepted by more retailers.
12:02 pm
December 12, 2009
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RetirEd said
Norman1: It appears that Rakuten is still in the Scene+ ownership mix, and I'd guess that means they will still be feeding the Rakuten marketing database. Which is terrifyingly large and increasingly universal.
RetirEd
They could be a partner of the Scene+ program, but their owner is not a shareholder in the SCENE IP L.P. between Scotiabank, Cineplex, and Sobeys.
12:03 pm
December 12, 2009
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dougjp said
Cash Back AMEX pays 1.25%, so I use it anywhere its accepted where my other cards only pay 1% cash back. A pretty minuscule advantage I know, but its a matter of principle.
Absolutely. For that reason, I will usually default to the American Express Canada if I'm not 100% sure how a transaction will be categorized, so they tend to get my larger ticket purchases (i.e., on travel trips).
My Scene+ Visa card will get my Cloudflare purchases (to keep it active) and any Sobeys- and Cineplex-store purchases, should there be any, or where a merchant doesn't accept American Express (i.e., SFU Residences & Housing). American Express will get basically everything else, including groceries. Tangerine World MasterCard may get some recurring bill payments and occasional very obvious restaurant purchases. 🙂
12:06 pm
May 11, 2023
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Yes the retailer category number. I have not delved nor do I intend to.
Just wondering as Rogers MC is offered double the cash back on gasoline till the end of the month. So does Costco gas fall under Gas or grocery????
2:45 pm
March 14, 2023
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Pewter said
I discovered the Rogers MC here and applied for it. Very lucrative at 3%.
Where are you getting 3% on a Rogers Bank card, other than for USD purchases?
5:03 pm
May 11, 2023
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Wrayzor said
Pewter said
I discovered the Rogers MC here and applied for it. Very lucrative at 3%.Where are you getting 3% on a Rogers Bank card, other than for USD purchases?
Well...that was enlightening @Wrayzor. I just checked as per pic.
For some reason I thought I was making 3% on it all US and CDN. Boy...I was wrong. But I have collected some good amounts back. And like I say we do almost all purchases with the Rogers MC. And the 3% USA is bunk...if you consider that you have to pay 1.5% (more or less) on the foreign exchange fee leaving only 1.5% cash back.
Time to review all of my cards. And interestingly enough the statement has no indication of % of cash back.
8:04 pm
March 14, 2023
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I was hoping you'd found a loophole to get 3% on CAD purchases as well.
Yes, their statements are useless for tracking rewards, other than the actual cash back transaction.
2:44 am
November 18, 2017
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Amex Simply Cash pays 2% on groceries and gas, 1.5% on everything else.
PEWTER: Odd - Simply Cash was promoted to me as the replacement for the ancient CostCo affinity card. I didn't have a CostCo membership, but was unhappy they'd replaced my old cash back card with a BlueSky one that was only good for travel, which I do almost none of.
But when they announced the Simply Cash, they were suddenly willing to give me the new cash-back card and it was a better deal than the old one.
RetirEd
RetirEd
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