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November 3, 2020
8:09 am
Vatox
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This is what CC is offering these days. Quite pathetic.

A little certainty goes a long way. And with our term deposit offers, you can count on a secure investment with guaranteed principal plus interest. For a limited time get 0.90%* on our 15-Month Non-Redeemable Term Deposit.

Get yours online today.

Prefer a more flexible option or an opportunity at a higher return? Explore our other featured offers.
Redeemable 1-Year Better Than Cash ® Term Deposit at 0.60%*
Safe Bet, No Sweat ™ 3-Year Market-Linked Term Deposit with a guaranteed minimum return of 0.33%** and a potential maximum return of 2.28%**

November 3, 2020
8:51 am
Rick
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I expect they will be losing a lot of deposits this month as the 33 month 4% promo comes to an end.

November 3, 2020
9:02 am
Vatox
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Rick said
I expect they will be losing a lot of deposits this month as the 33 month 4% promo comes to an end.  

Those Spring conversion offers look mighty good now!

November 19, 2020
10:20 am
christinad
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Were people whose 4% gic came due offered anything different? I haven't bothered to phone, but curious.

November 20, 2020
6:03 am
Loonie
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I imagine they'll be quite happy to lose those deposits. Most FIs seem to be top heavy with deposits these days, and spending is down, so it sits there.

November 20, 2020
8:08 am
Rick
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christinad said
Were people whose 4% gic came due offered anything different? I haven't bothered to phone, but curious.  

Phoned me yesterday with a 20 month @ 1.25% offer. I declined, he pushed but backed off when he couldn't match Tang's promo or Motive's everyday rate.

Vatox said
Those Spring conversion offers look mighty good now!

Maybe....time will tell. I'm not able to conduct the 4 pages of calculations necessary that CC uses to figure out the rate. Definitely wasn't willing to lock it up for 28 or 38 months. Ask again in 2024.

November 23, 2020
2:41 pm
Vatox
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Rick said

Phoned me yesterday with a 20 month @ 1.25% offer. I declined, he pushed but backed off when he couldn't match Tang's promo or Motive's everyday rate.

Vatox said
Those Spring conversion offers look mighty good now!

Maybe....time will tell. I'm not able to conduct the 4 pages of calculations necessary that CC uses to figure out the rate. Definitely wasn't willing to lock it up for 28 or 38 months. Ask again in 2024.  

I just got a quote for the converted rate and that’s in writing. Don’t need to go through the calculations.

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