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Email this9:30 am
September 24, 2019
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Anyone receive this offer?
As a valued client, earn up to 5% for 90 days. Offer open to 31 July 2026.
I received this in my e-mail yesterday. As with the last offer like this, I must contact my CSR in order to receive this.
11:29 am
June 28, 2022
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Alexandra said
Anyone receive this offer?As a valued client, earn up to 5% for 90 days. Offer open to 31 July 2026.
I received this in my e-mail yesterday. As with the last offer like this, I must contact my CSR in order to receive this.
No, I have not received this offer. Lucky you! 🙂
3:48 pm
June 2, 2018
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Received offer.
but still getting hard time i had last time.
I had to fight tooth and nail to get my promo interest effective the day I deposited the funds.
Plan to look at fine print very carefully to see if I get promo rate from beginning instead of it being delayed earning basically very little for the 1st week.
4:52 pm
September 24, 2019
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anitavirginia said
Received offer.
but still getting hard time i had last time.
I had to fight tooth and nail to get my promo interest effective the day I deposited the funds.
Plan to look at fine print very carefully to see if I get promo rate from beginning instead of it being delayed earning basically very little for the 1st week.
last time this happened, thought i could just deposit funds and automatically receive the offer.
I contacted my CSR, I think one or two days later to tell him I had deposited funds into my savings account. He said he would set it up so I would get the offer. So I didn't start earning interest on those funds until the day after he set it up.
I am going to wait this time until around two days before the offer ends to e-mail him to begin the offer. Won't have funds to deposit until then. It does say in the e-mail: "If you're interested, let's chat about how this offer fits into your overall plan. Just reply to thie e-mail or book a meeting"
12:19 pm
August 10, 2018
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I had posted about encountering the same issue with unpaid interest in the previous CIBC offer thread. I had to escalate the case to Client Care through my CSR in order to get compensated. I had pointed out to Client Care that these offers are highly misleading because they resemble those from competing banks who just give you the interest from the day they receive the deposit.
Apparently CIBC hasn't learned its lesson and continues with the same shenanigans!
11:53 am
January 29, 2026
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"It's not a bug. It is a feature."
1:49 pm
June 2, 2018
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Newton said
"It's not a bug. It is a feature."
What do you mean by this comment.?
Are you suggesting that they purposely delay paying you the promo interest on the first 10 days or so. Making you think that you are getting promo interest from day one.
8:15 pm
November 21, 2015
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Officially, the bank will pay interest from the day "the deposit is approved in the back office", which takes some days, depending if a weekend happens during those days. And yes, one gets the "missing" interest by escalating. Bonus is, that the 90 days count from the approval day and thus I collected the bonus interest for 95 days.
3:51 pm
June 2, 2018
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Beware for repeat applicants for this offer:
If you participated in the prior offer this year, you might be surprised that the amount that qualifies for the current promotion might be reduced.
I asked them to get approval before I deposited my money with them.
Good thing.
They were not able to honour their email promotion which I was sent initially.
No where in the legal notes to this offer, did it say it was subject to a modified offer if you participated in prior offer.
Please be aware of CIBC's trickery.
6:41 am
May 20, 2016
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anitavirginia said
Beware for repeat applicants for this offer:
If you participated in the prior offer this year, you might be surprised that the amount that qualifies for the current promotion might be reduced.
I asked them to get approval before I deposited my money with them.
Good thing.
They were not able to honour their email promotion which I was sent initially.
No where in the legal notes to this offer, did it say it was subject to a modified offer if you participated in prior offer.Please be aware of CIBC's trickery.
Can you be more specific about the qualified amount? The offer period is between July 6, 2026 and July 31, 2026. I would assume that any new deposit amount between the offer period is qualified for the promotion. Thanks.
8:57 am
June 2, 2018
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The back office did not approve the 5% for the total amount I wanted to deposit.
I told them I wanted to deposit a certain amount that would qualify for the 5%.
They said that they could only offer me , as it worked out, only 7% of what I wanted to invest.
Beware
9:09 am
June 2, 2018
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Unfortunately our pricing department is not approving the higher rate for the entire amount. ....... The reason is, because funds recently left CIBC, and was subject to the higher interest offer recently, it is not being approved this time around. We have been informed that if funds left CIBC in the last 12 months and that fund is returning, then it will not be considered for this offer.
If anyone is getting this offer in full, after participating in last offer, I would appreciate details.Thanks.
Maybe they are just picking on me.
10:24 am
September 24, 2019
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anitavirginia said
Unfortunately our pricing department is not approving the higher rate for the entire amount. ....... The reason is, because funds recently left CIBC, and was subject to the higher interest offer recently, it is not being approved this time around. We have been informed that if funds left CIBC in the last 12 months and that fund is returning, then it will not be considered for this offer.If anyone is getting this offer in full, after participating in last offer, I would appreciate details.Thanks.
Maybe they are just picking on me.
Was your original offer e-mailed to you from CIBC, when you went into your account on line or did you receive a personal offer from you CSR?
I am intending on asking my CSR about the offer this coming Monday.
3:40 pm
June 2, 2018
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both were emails from advisor
and further to this, the following is a comment from the advisor's supervisor.
"If the client utilized previous eSA offers within the last 12 months, only the new funds above those previous balances would be eligible for the current offer"
9:34 am
September 24, 2019
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My CSR says I qualify for the 4.7% for funds deposited into e-advantage account.
He said to let him know when I deposit the funds then he will activate the offer. As I said before I did take advantage of their last offer like this a few months ago.
I'm going to CIBC this morning (not the branch where my CSR is), to deposit funds.
When I get home, I'll "notify" CSR that the funds are now deposited. We'll see how it plays out. I'll know for sure around the 3rd of August when interest shows up in account.
I almost didn't bother doing this as too much jumping hoops involved getting anything out of CIBC or RBC. If this doesn't go through for some reason, I'll never again attempt to take advantage of these personalized e-mail offers.
10:29 am
June 2, 2018
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Good Luck,
My experience is the back office is the one to okay the offer, not the advisor.
My advisor sent me the offer by email.
But when he sent it to the back office, they declined.
I hope yours gets approved without trouble.
fingers crossed.
12:37 pm
September 24, 2019
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I deposited the funds this morning into CIBC. Then e-mailed CSR. He answered back with:
"Sounds good, I'll submit form on my end"
Keep ya all posted!!
8:52 am
September 24, 2019
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Just checked my e-advantage CIBC account and indeed I did receive the bonus interest of 4.7%. It was paid on 31 July but didn't show up in my account until today.
So, guess I'll be receiving interest until around 22Oct26.
