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why achieva instead of outlook?
December 20, 2008
4:24 pm

outlook: 3.700 4.100 4.350 4.600 4.850
achieva:3.450 3.750 4.000 4.250 4.500

above is the 1-yr to 5-yr term rate. outlook has higher rate than achieva

December 21, 2008
3:32 pm
British Columbia, Canada
Forum Posts: 4254
Member Since:
December 12, 2009
sp_UserOfflineSmall Offline

Based on those comparisons alone, I'd go with Outlook Financial, hands down. Achieva doesn't even compare. As well, in terms of financial viability of credit unions, Outlook is much stronger. Assiniboine Credit Union is a far larger and stronger credit union than Cambrian Credit Union. Remember, though, there's a third Manitoba institution called Westoba Credit Union out of Brandon, MB, that operates MAXA Financial.

I considered opening an account with Outlook Financial but decided against it. The first order of cheques of 20-30 cheques is free but subsequent orders are subject to full price. As well, they have numerous service charges and other hidden fees not charged by HSBC's Direct Savings Account, which I continue to use. Rate is slightly lower at HSBC but that's no matter, I know I'll never get dinged for a service charge.


January 3, 2009
6:22 pm

Achieva and Outlook rates dropped to 2.8% at the start of the year. Please update your comparison chart.

July 6, 2009
1:00 am

Service charges at Achieva seem rather high, especially for dormant accounts, bill payments, or even to talk to a customer service person. http://www.achieva.mb.ca/produ.....e_fees.asp

Also seems difficult and expensive to deposit and access your money if you live outside of Manitoba.

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