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Bye Bye Green for Green, And Service Fees Changing
June 28, 2024
3:35 pm
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Alas, the Green for Green program is going away with last payment in August. As well a few service fees are changing: https://www.achieva.mb.ca/service-fee-changes

Happy they touched only a handful of transactions for fee changes, since I just signed up a week ago and fees were a factor.

June 28, 2024
8:03 pm
Pirithous
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The loss of the Green for Green program is very disappointing. The fee increases on the other items seem reasonable enough. Not any worse than when any of the Big 5 increase and/or create new fees, that's for sure!

Pirithous

"Sometimes I do what I want to do. The rest of the time, I do what I have to."

October 1, 2024
11:33 am
HermanH
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Since they are no longer paying me for eStatements, I changed back to paper. I checked beforehand to make sure that there is no charge for paper statements.

Also found out that they hold funds pushed into them from other banks for 10 days. I set up a link from Tang to Achieva and the test deposits were held, even though there should have been no hold. I did transfer funds that were immediately allowed for GIC purchase.

October 1, 2024
3:46 pm
CAD
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HermanH said
Also found out that they hold funds pushed into them from other banks for 10 days. 

WHAT?!?!?

I would NEVER hold any cent in such bank. Money coming to any bank are REAL money and there is no need to 'confirm' or 'verify' anything.

October 1, 2024
6:49 pm
KamWest
Toronto
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CAD said

HermanH said
Also found out that they hold funds pushed into them from other banks for 10 days. 

WHAT?!?!?

I would NEVER hold any cent in such bank. Money coming to any bank are REAL money and there is no need to 'confirm' or 'verify' anything.  

They transfer system most of the credit unions use requires at least a 5 day + 5 day hold.

I always get that with Meridian, Motus, Saven, Hubert/Access

The main thing for me is that the interest pays out but yes it sucks.

I use Simplii as a flow through because they never hold my funds so whenever possible I push and pull using them. That said a push is initiated next day whereas for most Credit Unions it takes 3-5 days to process a push.

I don't think it's actually the credit union doing it but more so the underlying software. I guess one has to put up with inconveniences to earn more interest than what the big banks offer.

October 2, 2024
5:09 am
pwm
Headingley MB
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I liked the idea of paying me $1.00 to not get paper docs because I always opt for electronic docs anyway. I have a large GIC there and only left ~ $450 cash in the savings account, so it was kind of funny that the $1.00 was about equal to the interest I got every month. Oh well, not a big issue.

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