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8:58 am
December 23, 2011
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pebbles said
I have never tried any of the credit unions, but am searching for a higher rate for a 5 year GIC (isn't everyone?) I thought I would try out Accelerate - the comments about them seem to be good. Are there any problems that I need to be aware of?
I deal with Accelerate and I find them to be very good. Their forms are good and you can include a beneficiary along with alternate beneficiaries which is good as you can bypass probate. The ladies that you talk to are fantastic and I have never had any issues with them. I also deal with Outlook and will continue to do so .... but they have made a few mistakes (all fixed) and they seem to be more stringent when dealing with them on the phone, while Accelerate seems to be more country like friendly. You have to feel confident with their guarantee http://depositguarantee.mb.ca/ .
Peter
12:25 pm
February 22, 2013
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pebbles said
[snip] searching for a higher rate for a 5 year GIC [snip]
Higher than what? Click this link for ratesupermarket.ca to see what is being offered. (Be aware they have a sponsored section ahead of the general rates.)
Greg
12:31 pm
December 23, 2011
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GSmall99 said
pebbles said
[snip] searching for a higher rate for a 5 year GIC [snip]
Higher than what? Click this link for ratesupermarket.ca to see what is being offered. (Be aware they have a sponsored section ahead of the general rates.)
Greg
I find these to be a little more informative.
http://www.baystreet.ca/interest_rates/gic_rates.aspx
http://www.financialpost.com/personal-finance/rates/gic-annual.html
1:16 pm
February 22, 2013
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kanaka said
[snip]
I find these to be a little more informative.
http://www.baystreet.ca/interest_rates/gic_rates.aspx
http://www.financialpost.com/personal-finance/rates/gic-annual.html
Two more resources! It is interesting to see the tables, but I wish they were sortable. And as I scan the tables I see on goes out to 6 years. I also see Boomerang Credit Union whose slogan is "where your money comes back to you" tm.
I'm glad I don't have the time to get really immersed in these tables.
Greg
3:03 pm
December 23, 2011
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4:27 pm
February 22, 2013
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kanaka said
[snip]
The one you show is too slanted as likely the bank has to pay to be on it.
Perhaps so, but I read through their "about us" section and they make no bones about the fact they sell advertising and the "sponsored rates" are well labelled as such. The "sponsored rates" appear to be a small proportion of the total they list. They even have a section titled "How do we make money?".
I have not tried to compare them to the others to see for which one is more complete as I suspect that could be an ever changing landscape.
I seldom use just one tool and really do appreciate the others you pointed out. Thanks, also, for the tip about the sorting schemes.
Greg
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