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Email this6:53 am
November 15, 2019
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From 1.25 to 1.4 as of March 4, 2022.
7:40 am
May 15, 2007
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Thanks for sharing! I wonder whether Hubert Financial's rate will increase to 1.40% soon, since Hubert Financial and AcceleRate Financial are merging.
9:03 am
November 8, 2021
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Peter said
Thanks for sharing! I wonder whether Hubert Financial's rate will increase to 1.40% soon, since Hubert Financial and AcceleRate Financial are merging.
Also, AcceleRate is available for Quebec residents—Hubert is not. I wonder what will be the outcome for Quebec residents.
4:05 am
January 16, 2017
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While current 1.4% rate of AcceleRate Financial is not bad, their registration process seems to be complicated (download a form, print it, mail it, etc...).
Am I missing something ? Is there a modern/online registration process available for AcceleRate Financial ?
11:26 am
January 16, 2017
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AlainJF said
While current 1.4% rate of AcceleRate Financial is not bad, their registration process seems to be complicated (download a form, print it, mail it, etc...).Am I missing something ? Is there a modern/online registration process available for AcceleRate Financial ?
Strange that the FI with the highest rate on the HISA chart does not appear to get any attention.
Am I missing something ? Hum ?
12:02 pm
October 21, 2013
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It's not actually the highest rate on the chart - exceeded by Wyth and Saven. It's also exceeded by the 2% promo rate at DUCA CU (Ontario) which is not on the chart, and is equalled by the rate at popular Hubert with which it is merging. In addition, a lot of people like the Hubert one year GIC which is cashable and the EQ 2% 3 month GIC as alternatives. The favourite right now is probably the Tangerine deal at 2.8 if you were targeted for it.
Perhaps some of these are not available to you or you prefer not to deal with them, but i think that's where most of the interest is these days - pun intended.
I think the chart is of limited usefulness as it doesn't include the promos, which are almost always available somewhere and create the most traffic. I seldom look at it myself.
12:24 pm
January 16, 2017
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Loonie said
It's not actually the highest rate on the chart - exceeded by Wyth and Saven. It's also exceeded by the 2% promo rate at DUCA CU (Ontario) which is not on the chart, and is equalled by the rate at popular Hubert with which it is merging. In addition, a lot of people like the Hubert one year GIC which is cashable and the EQ 2% 3 month GIC as alternatives. The favourite right now is probably the Tangerine deal at 2.8 if you were targeted for it.Perhaps some of these are not available to you or you prefer not to deal with them, but i think that's where most of the interest is these days - pun intended.
I think the chart is of limited usefulness as it doesn't include the promos, which are almost always available somewhere and create the most traffic. I seldom look at it myself.
Thanks for the answer ! I am already on some Promos (not the Tang unfortunately), but when the Promos end, I want to have a place to move the funds in case I need to. This is what I did not do with Tang, and now, I am stuck with a non-competitive Promo there.
My initial question was on the AcceleRate Financial initial registration process, which seems to be from another time in the past, unless I am missing something "online" (?). Am I missing something or the process is really manual ? (download a form, print it, mail it, etc...).
7:08 am
November 8, 2021
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Loonie said
It's not actually the highest rate on the chart - exceeded by Wyth and Saven. It's also exceeded by the 2% promo rate at DUCA CU (Ontario) which is not on the chart, and is equalled by the rate at popular Hubert with which it is merging. In addition, a lot of people like the Hubert one year GIC which is cashable and the EQ 2% 3 month GIC as alternatives.
Gees, don't you love to be part of a "distinct society" in Canada, even when it comes to FIs and GICs...?! 
12:58 pm
April 2, 2018
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Peter said
Thanks for sharing! I wonder whether Hubert Financial's rate will increase to 1.40% soon, since Hubert Financial and AcceleRate Financial are merging.
But Hubert daily IS 4%?!?
I believe it was for a while...
12:51 am
February 7, 2019
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pooreva said
But Hubert daily IS 4%?!?
I believe it was for a while...
It's been a long time since we've seen 4% but it has been 1.4% since about Mar 8, or about the same time as Accelerate ...
| CGO |
6:47 am
April 9, 2022
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Accelerate doesn't have a way to link to external accounts (like Hubert or others) to move larger sums of money in/out?! Wire transfer and bank drafts are a hassle and aren't justified by an extra 0.05-0.10% interest. And I wasn't able to link a bank payment from my everyday acct.
Is there a way?
10:07 am
October 21, 2013
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As far as I know, Accelerate will provide cheques that you can use against your savings acccount if you ask - or at least they used to.
8:00 am
September 30, 2017
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Rates effective June 6, 2022
AcceleRate High-Interest Savings 2.05%
Tax-Free Savings Account (TFSA)
Registered Retirement Savings Plans (RRSPs)
Registered Retirement Income Funds (RRIFs)
5:08 am
September 30, 2017
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Rates effective Sept 19, 2022
AcceleRate High-Interest Savings 2.85% (was 2.60%)
Tax-Free Savings Account (TFSA)
Registered Retirement Savings Plans (RRSPs)
Registered Retirement Income Funds (RRIFs)
8:53 am
February 7, 2019
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hwyc said
Rates effective Sept 19, 2022AcceleRate High-Interest Savings 2.85% (was 2.60%)
Tax-Free Savings Account (TFSA)
Registered Retirement Savings Plans (RRSPs)
Registered Retirement Income Funds (RRIFs)
Yes. It's been 2.85% since Sep 19, in sync with Hubert. For some reason, it has yet to be reflected at https://www.highinterestsavings.ca/chart/ ...
| CGO |
12:45 pm
February 7, 2019
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cgouimet said
Yes. It's been 2.85% since Sep 19, in sync with Hubert. For some reason, it has yet to be reflected at https://www.highinterestsavings.ca/chart/ ...
But is now...
| CGO |
7:13 am
September 30, 2017
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Rates effective Nov 4, 2022
AcceleRate High-Interest Savings 3.00% (was 2.85%)
Tax-Free Savings Account (TFSA)
Registered Retirement Savings Plans (RRSPs)
Registered Retirement Income Funds (RRIFs)
7:25 am
September 30, 2017
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I see 3.40% today
... tis the new norm among the pack of MB CUs
2:17 am
December 26, 2018
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It is my understanding all deposits are 100% insured and there is no limit? Is it safe to invest here, thoughts?
1:00 pm
October 21, 2013
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Yes, all MB CU deposits are 100% guaranteed by the provincial authority.
Personally, I think it's safe, but some may not. It depends on whether you think that provincial insurer will be able to cover whatever happens. The province of MB does not guarantee the insurer.
CUs are very popular in MB. In my opinion, no MB govt could afford NOT to respond to a CU insurance crisis. However, it's a small province by population and budget, and resources could be stretched.
Please write your comments in the forum.