Meridian Credit Union profile, discussions, and reviews

Website: http://www.meridiancu.ca
Headquarters: St. Catharines, Ontario
Parent company: n/a
Credit union? Yes
Available to Quebec residents? Yes
Founded in: 2005

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Latest discussions about Meridian Credit Union -- view all

Forum/Topic Started Last post Posts

Meridian Credit Union

Refer-a-Friend Bonus

December 4, 2018
3:04 am by
Loonie
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December 15, 2018
4:00 pm by
Save2Retire@55
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7

Meridian Credit Union

Meridian Credit Union clears key hurdle to launching new national bank

November 13, 2018
1:11 pm by
Brimleychen
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November 16, 2018
6:41 pm by
Save2Retire@55
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4

Meridian Credit Union

3 years at 3.45% , non-registered only

November 7, 2018
6:18 am by
Loonie
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November 12, 2018
11:12 am by
frugal lady
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3

Meridian Credit Union

Meridian & GIC Comparison Chart

September 27, 2018
10:45 am by
JenE
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September 27, 2018
3:22 pm by
JenE
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3

Meridian Credit Union

Meridian Survey

September 24, 2018
12:13 pm by
Nehpets
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September 24, 2018
2:28 pm by
Bruford
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2

7 Reviews »

  1. Customer service: Rated 1 / 5 stars

    Account features: Rated 5 / 5 stars

    Interest rates (consistency and amount): Rated 5 / 5 stars

    Fees: Rated 3 / 5 stars

    Interface (online, telephone, in-person, etc.): Rated 3 / 5 stars

    How long have you banked with them?: Too long.

    Why do you bank with them?: Exclusively for interest rate.

    What do you like about this bank / credit union?: They are for the most part, very nice until you get an account opened with them

    What could be improved about this bank / credit union?: They could be a lot more centralized and efficient. They are now offering their services to everyone accross the country, but they don't even know or state their own ATM hold policies.

    General comments: The call center personel can be very rude and insulting. They are totally powerless to remove a hold funds on cash deposited at an Exchange Network ATM outside of Ontario. They have a hold policy of 20 business days on all deposits made in an out of province ATM, and they don't tell you this before you open an account. They are very inflexible about this. If you are resident outside of Ontario then don't even consider them. They don't want to hear about what a new client has to say about this policy and when it comes down to brass tacks they don't care. Stay away from these incompetent rude idiots if access to your own money is important to you.

    Review by Tom Rainsford — February 26, 2016 @ 3:45 pm

  2. Customer service: Rated 1 / 5 stars

    Account features: Rated 3 / 5 stars

    Interest rates (consistency and amount): Rated 2 / 5 stars

    Fees: Rated 2 / 5 stars

    Interface (online, telephone, in-person, etc.): Rated 1 / 5 stars

    How long have you banked with them?: 2month

    Why do you bank with them?: Referral- bad decision

    What do you like about this bank / credit union?: Nothing

    What could be improved about this bank / credit union?: Well, learn from others?

    General comments: Cheque ordered - take 2 months Visa activation - hard. Bad experience ever

    Review by Jenna — July 31, 2017 @ 11:39 am

  3. Customer service:

    Account features:

    Interest rates (consistency and amount): Rated 5 / 5 stars

    Fees: Rated 5 / 5 stars

    Interface (online, telephone, in-person, etc.):

    How long have you banked with them?: 3 months

    Why do you bank with them?: Referral - Bad Choice

    What do you like about this bank / credit union?: Absolutely Nothing

    What could be improved about this bank / credit union?: Everything

    General comments: This is the absolute WORST Company to deal with. They get you because their rates are low. However, I guess you get what you pay for! I wish I did not ever choose them to have a mortgage with, worst choice. I should have done more research about them and their incompetence and unprofessionalism.

    Review by Tia Faerber — November 21, 2017 @ 11:08 am

  4. Customer service: Rated 1 / 5 stars

    Account features:

    Interest rates (consistency and amount):

    Fees:

    Interface (online, telephone, in-person, etc.):

    How long have you banked with them?: 0

    Why do you bank with them?: I was not given the chance

    What do you like about this bank / credit union?: nothing

    What could be improved about this bank / credit union?: a lot

    General comments: Stay away from them. Wasting time. I wanted to open tfsa account with them to do investments, but I was refused that I am not 'suitable' for them. Strange I have excellent credit, no loans, paid mortgage. Now I understand why their branch is always empty... their employees are paid for sending customers away...

    Review by Maria — April 30, 2018 @ 3:07 pm

  5. Customer service: Rated 1 / 5 stars

    Account features:

    Interest rates (consistency and amount):

    Fees:

    Interface (online, telephone, in-person, etc.): Rated 1 / 5 stars

    How long have you banked with them?: N/a

    Why do you bank with them?: N/a

    What do you like about this bank / credit union?: NOTHING. ABSOLUTELY TERRIBLE EXPERIENCE

    What could be improved about this bank / credit union?: Customer service

    General comments: Absolutely WORST SERVICE I applied for a microloan. 3k They asked me for a whole lot of papers which I understand and then just STOPPED REPLYING! I wasted my time on this company. I've been writing to them for 3 months about status of my application and no response.

    Review by Lana — November 8, 2018 @ 12:44 pm

  6. Customer service: Rated 4 / 5 stars

    Account features: Rated 5 / 5 stars

    Interest rates (consistency and amount): Rated 5 / 5 stars

    Fees: Rated 5 / 5 stars

    Interface (online, telephone, in-person, etc.): Rated 5 / 5 stars

    How long have you banked with them?: 2 months

    Why do you bank with them?: best rate in canada

    What do you like about this bank / credit union?: easy to open and account. great rates. no fees.

    What could be improved about this bank / credit union?: it takes 4 days to transfer money to them.

    General comments: I'm thrilled with how easy it is to get a great rate.

    Review by jennifer — November 16, 2018 @ 11:31 pm

  7. Customer service: Rated 1 / 5 stars

    Account features:

    Interest rates (consistency and amount):

    Fees:

    Interface (online, telephone, in-person, etc.): Rated 1 / 5 stars

    How long have you banked with them?: 0

    Why do you bank with them?: i don't

    What do you like about this bank / credit union?: nothing

    What could be improved about this bank / credit union?: the way they treat clients to begin with

    General comments: Absolutely worst credit institution I've ever dealt with. I applied for a micro loan in June. It took them a month to respond to me then they required more documents from CRA that I had to pay for, then they disappeared for another month then I wrote them another email asking what happened to my application since I sent you the missing documents and my application is time sensitive. Nothing! One word- SCAM. NOT INTERESTED IN CLIENTS

    Review by Lana — November 27, 2018 @ 2:55 pm

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