ING found the 'loophole' to holding customers responsible for security breaches! | Page 2 | Your stories | Discussion forum

guest said:

I think I'll stick with my RBC chequing account at $4/month = $48/year. Say what you want about banking fees, etc… but I've been an RBC customer for a long time and the only problems I ever had with the chequing account was when I bounced a cheque due to my own inability to add and subtract.

Going a bit off topic here.
You pay $4 a month (and possibly pay for cheques and debit card use.) Look at what interest rate you are making. Think about your balance and thousands of other customers like you…..the bank somehow uses a portion of the deposits to base their lending ability at a much higher %. Who is the winner? Don't be afraid to find another Bank or CU that offers a higher interest rate that makes the other services affordable OR use a Bank or CU that offers FREE banking …. and if you can find a combination of both .. make the change!! I have never ever paid service charges and now that I am a senior they WANT me and my deposit and it is almost no questions asked….free banking! But please …. younger folks …. shop around …. make the change …. and never put all of your eggs all in one basket … always be dealing with at least two financial institutions.