Beware Of The Scammers ! :-( | Page 5 | Your stories | Discussion forum

Norman1 said
That is an issue with lots of those "right" groups. I remember one friend, who I suspect was a follower of such groups, telling me that the federal government doesn't actually have the power to tax Canadians. Income taxes and GST were supposedly voluntary!

I am both surprised (and alarmed!) at the number of individuals I encounter, who share similar viewpoints. I always knew they existed, but never thought them to be so prevalent. I don't go looking for them. They can even arise from neighbours that I've known for years. Holy whack-a-doodle!

CAD said

Any opinion of Rebel News? I understand they are 'far-right'...
…
News are alarming and upsetting particularly regarding sponsoring 'super visa' for elderly family members (who are going to burden our health system even more WITHOUT any contribution to it) and similar.
…

One could fact check their alarming "news" against the official requirements of the super visa from the Government of Canada: Super visa for parents and grandparents: Who can apply.

The super visa is not immigration. It is more of a super vistor visa to let "you visit your children or grandchildren for 5 years at a time. It’s a visa that provides multiple entries for a period of up to 10 years."

Super visa holders can potentially contribute to Canada's health care system because they have their own health insurance with minimum $100,000 of coverage. Payments out of such insurance likely won't count against a doctor's annual billing limit with a provincial health plan:

The health insurance policy should

• be valid for a minimum of 1 year from the date of entry
• be paid in full or in instalments with a deposit (quotes aren’t accepted)
• cover health care, hospitalization and repatriation
• provide a minimum coverage of $100,000

As a super visa holder, you should have a valid health insurance policy while in Canada. If your health insurance will expire before you leave Canada, you may need to renew or maintain your health insurance during your stay. Private health insurance must be valid for each entry to Canada.

Be prepared to show your proof of paid insurance to a border services officer when you enter Canada.

Some of those so-called "news" sites are scams.

Some seniors asked me what happened to that CPP increase. It was supposed to be something like 10% to 20% increase! They were very disappointed that the increase didn't show up in their CPP direct deposit to their bank account.

It was news to me. I couldn't find the announcement from Service Canada or HRDC's web site. I checked a Liberal MP's web site and didn't see any announcement. Would have been big news and in the Globe & Mail if the increase were real.

The only article about some increase like that was on an obscure seniors news web site in Asia.

Being a long time PC Financial / Simplii customer, this thread definitely got my attention ! Over the years, we have had large sums, 6 figures at times, deposited in our HISA, when an attractive promo rate was offered, by Simplii.

We do not use our Mobile devices for financial purposes. ie no banking apps on board, but it seems you cannot activate 2-step authentication at Simplii unless you do so. I've contacted Customer Service to find if we are we covered up to the $100K current limit, if our account is somehow accessed by a 3rd party? We only bank from our desktop/ laptop. Of course they won't guarantee anything.

We just want to receive a simple 'text' with the code, like every other FI does that we've dealt with, even Meridian CU. Interestingly PC Financial just sends a text message with the 6 digit code to enter. [my wife has a separate account and confirmed she does not require a PC Financial app on her phone].
The long ago spinoff of Simplii apparently does not have that capability, but I will call again soon. Maybe talk directly to their Security Dept ?

The following is from Simplii's Account Security section, regards the REQUIRED phone App:
You can register to get one-time verification codes delivered directly to your device by push notification. It’s more convenient and secure.
To register:
Download the latest version of the Simplii Financial Mobile Banking® App.
Open the app and go to Settings and Security. Select Account Security, then Get push verification codes to your device.
Select Register current device.
Make sure you set your device’s notifications to allow push notifications from the Simplii Financial Mobile Banking App.

Sorry this is soooo long, but it's an important topic, imho.
What to do next time a tempting Simplii Promo come along ? hmmmmmmm.

I was with Simplii when they got hacked a few years ago. All funds were recovered.

Bill said

CDIC insures eligible deposits if a member institution fails. What other insurance would cover $100K if an account is emptied by an unauthorized 3rd party?

Simplii has an online security guarantee that could cover that if you, the client, have met "your responsibilities":

Simplii Financial Personal Banking Online Security Guarantee

The security of our customers' financial information is important to us. That's why we offer the Simplii Financial Personal Banking Online Security Guarantee.

In the unlikely event that someone gains unauthorized access to your Simplii Financial bank accounts through Simplii Financial Online Banking or your transaction is not completed as you instructed, we will reimburse you 100% of the money lost from your bank accounts provided you have met your responsibilities to us.

There could also be coverage for such losses from home insurance policies.

Norman1 said

If one wishes to have the one-time codes delivered by SMS text message, then just update your verification contact info with your mobile phone number.

I've been receiving the occasional one-time code from Simplii all this time without ever installing Simplii's mobile app.   

My mobile phone number HAS BEEN included in the Verification Contact Info section since I started dealing with Simplii. I've just never received anything from them in the form of an SMS Text message.

I just got off the phone with a CSR who said I should be getting OCCASIONAL 'prove your identity' Codes to be entered, but I never have.
Also said certain actions. eg. adding a payee, would trigger a Code request being sent.

MG said

Same here. I do not have the app. But I receive the one time code EVERY time I attempt a login, not just occasionally. Probably as I always clear my cookies.  

yes, the CSR said if you Clear Cookies, and something about JavaScript, disable/enable ?? then you'd get one every time.
Since I have never cleared cookies, or mess around with JavaScript, that may be my issue ? No problem with other FIs, getting 2-step Verification Codes via SMS text, when attempting to login.

So the main takeaway for me is that Simplii, or any FI, should / would reimburse your losses if they 'back-doored' entry to ones HISA, through no fault of the customer.
Time to move on, and hope another 'real' promo comes our way soon, from Simplii, and not that "2.25% till Sept 30", offer that which keeps popping up. Good Grief.

Nobody should be doing business with any outfit that demands ad blockers or any other defensive mechanisms be turned off.

RetirEd said
Nobody should be doing business with any outfit that demands ad blockers or any other defensive mechanisms be turned off.  

i see it being positive that a business requires a VPN to be turned off to access their site. It benefits both the company and the user in terms of security in my mind