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Email this9:28 am
January 25, 2024
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Somebody might know more about this topic than me or has a logical explanation.
I was helping a friend to set up an amazon.ca account. No issues there.
When she started adding her credit card(s) as way of payments amazon.ca wanted to confirm she is rightful owner of those and wanted to send authentication code. Here it becomes Very interesting: Amazon.ca did offer to send a code to either her mobile phone or email address she uses ONLY for those particular FI!!!
- Does this mean amazon.ca has access to her FULL credit card/banking record?
-- If that is correct why would Canadian big banks allow such access???
- Are ALL Canadian credit cards (with all personal info) stored in one huge database amazon.ca can query at will?
- Any other explanation how can Amazon knows her mobile number and email associated with her credit card(s) if she Never provided it to them?
10:40 am
December 9, 2018
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The very first step when creating a new amazon account is to enter an email address or mobile number. This is used as your login id.
This simply might be Amazon confirming the email address and phone number provided during setup are correct and is unrelated to the credit card.
12:57 pm
October 17, 2018
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Has she ever used Flinks ?
2:51 pm
January 25, 2024
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Pronounced Zed said
The very first step when creating a new amazon account is to enter an email address or mobile number. This is used as your login id.
Read my initial post again...
Log in info has NOTHING to do with 'authentication' phone numbers/email amazon offered to send a code to when adding a CC. NOTHING. They pulled those from banking account.
4:22 pm
November 8, 2021
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Unless something went amiss, setting up a new Amazon account which didn't exist before would have required personal information entries, among others, an email address, and a phone no. That's the first part. Going to add a new CC to the account "wallet" or payment menu, would require verification that the person entering it, is who he claims to be. That typically is done by Amazon sending a code to the email address or phone just registered, and then ask the user to enter the code in the payment menu to finalize the adding of the CC. There should be no request by Amazon to confirm by logging in to a financial account.
4:27 am
November 18, 2017
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The minute Amazon had contact with her mobile phone, if she used one, they'd be able to extract all manners of information from the data stored in it and linked to that. Not to mention credit bureaux.
RetirEd
6:20 am
February 11, 2024
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Was it maybe Verified by Visa or MasterCard SecureCode?
9:38 am
February 22, 2024
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I think what the poster is saying is that the customer uses a different email address and/or phone number for banking than she does for other things such as opening a shopping account at Amazon. So how would Amazon get that info?
10:23 am
January 25, 2024
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itsme said
I think what the poster is saying is that the customer uses a different email address and/or phone number for banking than she does for other things such as opening a shopping account at Amazon. So how would Amazon get that info?
Finally somebody understands what I am talking about...
When amazon asked to verify CC Neither THOSE phone number nor email was EVER provided to them. So it was pulled from somewhere, like a bank without customer's agreement to access such data.
So my question still stands: HOW can amazon access data ONLY BANK has????
No 3rd pay party or similar junk was used to open amazon account.
12:19 pm
December 9, 2018
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Here's the "securecode" process as I understand it:
The first time a customer uses a credit card with an online merchant, or a large amount transaction, they will have to enter a securecode (similar to PIN when using a physical card).
The bank will send a securecode to the customer's mobile phone, similar to the 2FA process when logging into your bank. This part of the transaction is between bank and customer only, the merchant doesn't actually know the mobile number.
This only happens if both the merchant and the bank want this extra step. So it looks like Amazon.ca has it in place as does the OP's friend's credit card FI. I've never seen this myself, but searching around I found PC Financial is one of the credit card issuers who do this:
https://www.pcfinancial.ca/en/.....ecurecode/
I'm guessing this might start to be more common with other merchants and credit card sites.
Going back to the OP's original concern, the bank is not giving out the mobile number or email to Amazon, just a temporary code to the customer which Amazon must verify.
4:23 pm
November 8, 2021
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Pronounced Zed said
https://www.pcfinancial.ca/en/.....ecurecode/
I'm guessing this might start to be more common with other merchants and credit card sites.
Going back to the OP's original concern, the bank is not giving out the mobile number or email to Amazon, just a temporary code to the customer which Amazon must verify.
I never knew that, nor have I been in a situation such as this. Good to know!
8:57 pm
October 17, 2018
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If the "other" cellphone number is in her name (which you didn't specify) then it's linked to her ID essentiallly and so I assume they would have access to other databases (AWS is owned by Amazon). https://en.wikipedia.org/wiki/.....b_Services.
And that would be good security if they send the code to your registered number rather than the number provided at account creation. Is this plausible or just more of this :
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