TFSA with EQ? | Tax Free Savings Accounts | Discussion forum

Please consider registering
guest

sp_LogInOut Log In sp_Registration Register

Register | Lost password?
sp_Search Search
Advanced Search
Advanced Search

— Forum Scope —




— Match —





— Forum Options —





Minimum search word length is 3 characters - maximum search word length is 84 characters

sp_Search Search
Go to Bottom
No permission to create posts
sp_Feed Topic RSS sp_TopicIcon
TFSA with EQ?
December 16, 2025
12:18 pm
Alexandra
British Columbia
Member
Members
Forum Posts: 613
Member Since:
September 24, 2019
sp_UserOfflineSmall Offline
Go to Top
1sp_Permalink sp_Print

EQ rates have gone up. I have one TFSA GIC with them already. Probably will go with their 5yr TFSA GIC @3.85%. Need to wait until Jan 2026 but will get the funds into non-registered HISA within the next few days.

I'm never going to use it but daughter will benefit someday and at least that amount will be out of my mind for 5 years.

December 16, 2025
7:43 pm
everhopeful
Member
Members
Forum Posts: 300
Member Since:
September 28, 2023
sp_UserOfflineSmall Offline
Go to Top
2sp_Permalink sp_Print

You may want to leave some room to take advantage of their $100-200 bonus HISA promo. One would have to weigh the flexibility gained against what the long term GIC rates will be next fall.

I prefer to keep TFSA GIC maturities near the end of the year to have the December manouver available if an FI decides they don't want to be competitive any more (I'm looking at you Motive-turned-National Bank).

No permission to create posts
sp_Feed All RSS
Go to top

Please write your comments in the forum.