Mastercard terms | Tangerine Bank | Discussion forum

savemoresaveoften said
I think it may be pretty standard these days, due to online cc fraud etc.
if it's me, I rather disclose my IP etc than them making me responsible for a online cc fraud when it did happen to me.  

Thanks for your input and thanks also for moving my post to the proper thread. 😉

I'll probably proceed after all with Tang, even though the 5mth 4.50% rate for first time clients will like fall shortly, but .25% at least, but then again, so will my TDDI ISA account which is only paying 2.30% as of now. Gotta get the promo boost when you can, right ?

Jim Sherat said
… As part of our ongoing efforts to detect and prevent fraud, we're working with Mastercard International Incorporated. You agree that we may disclose your name, phone number, email, IP and physical addresses to Mastercard International Incorporated for the purposes of fraud detection and prevention. Mastercard combines the information we provide to them with information that they receive from other sources to create a database that they use to provide these services to us and to others, and may use that information for other purposes such as data analysis and product development, as further described in the Tangerine Account Terms.

They are likely feeding Mastercard Ekata's fraud detection and prevention systems. See Mastercard Identity solutions.

Jim Sherat said
Q. re linking accounts.
Profile created, trying to link my new 4.5% promo acct to my TD account.
Choices are: Manual, [takes up to 5 days it says]
or select Instant and signin to TD using a 3rd party app. PLAID. and select account to be linked.
Anyone know if TD Security would have any issues with this ?

I got into hot water a few years ago when I linked from another FI using their Flinks app. TD Security called me instantly saying in so many words that this was a breach of security protcols. !!
Been trying to reach someone in authority at TD Security for hours, without success.
Any help or comments would be appreciated. thanks  

We are always looking for forum members willing to take one for the team.

I would personally go ahead and try it again, what's the worst they are going to do, call you again?

If they were so concerned about it, they would have gotten that team of highly paid lawyers they have to tell Flinks to stop it.

JohnnyCash said

Tangerine's promotional interest offers do not make changes to the total interest paid during the offer period if the BoC makes any rate changes. You'll get your 4.5% for the entire 5 months. Simplii offers function the same way, most other banks will adjust their total promotional interest rate offers when the BoC make a move, up or down.  

Thanks, JohnnyCash ... that's good to know for sure !
Just waiting for Tang's mini-deposits to appear in my TD acct [to be linked] once I confirm, then I'm good to go. 🙂

and fwiw, just checked and TDDI's GIC rates are already dropping from where they were late last week. Eg. TDBK 2yr down .14%, which is an odd looking drop, No doubt, more of that to come.