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New Simplii Rate Promo till Jan 31, 2026
October 9, 2025
6:38 pm
R220
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rhvic said
I signed in as per the email and got this message:
"You have no offers at this time "

What is all the fuss about? Rats, I did not even have the chance to turn down their low offer.  

I got the offer email.

When logging in with a web browser, I got "You have no offers at this time".

When logging in on the app a minute later, I got an offer of 2.3%. I had noticed the same with a previous offer from Simplii --> only getting the offer when using the phone app.

October 9, 2025
6:53 pm
KamWest
Toronto
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R220 said

I got the offer email.

When logging in with a web browser, I got "You have no offers at this time".

When logging in on the app a minute later, I got an offer of 2.3%. I had noticed the same with a previous offer from Simplii --> only getting the offer when using the phone app.  

I just tried to duplicate that from my phone instead of desktop and still no offer

October 10, 2025
7:25 am
JohnnyCash
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April 21, 2022
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I got the 2.3% offer, it was a pleasure to decline. I don't particularly like their sleazy low-balling, but I'm sure enough people thought the offer was great to make it worth it for Simplii to see how many would bite.

October 10, 2025
12:17 pm
Winnie
Ontario
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JohnnyCash said
I got the 2.3% offer, it was a pleasure to decline.

I tried to decline it many times, but this offer still there in "My Offers" after a few days now.

When I declined Tangerine offers, they disappeared immediately.

October 21, 2025
6:47 pm
COIN
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Winnie said

JohnnyCash said
I got the 2.3% offer, it was a pleasure to decline.

I tried to decline it many times, but this offer still there in "My Offers" after a few days now.

When I declined Tangerine offers, they disappeared immediately.  

Does decline affect future offers?

October 22, 2025
6:12 am
JohnnyCash
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COIN said

Does decline affect future offers?  

Possibly, you may get a better offer next time, or worse. It's all random, no rhyme or reason, sort of like Tangerine.

October 22, 2025
1:32 pm
Norman1
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R220 said

I got the offer email.

When logging in with a web browser, I got "You have no offers at this time".

When logging in on the app a minute later, I got an offer of 2.3%. I had noticed the same with a previous offer from Simplii --> only getting the offer when using the phone app.

The offers in Simplii's online banking site don't populate immediately after logging in. It can take a minute or so.

I had logged in and had zero offers initially. The offers page showed no offers.

As I navigated around the online banking pages, the offer count went to one and then to three! The offers page now had three offers, including that 2.3% HISA offer I declined before.

October 23, 2025
2:38 pm
Jim Sherat
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January 1, 2018
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Wow, Simplii used to offer quite competitive HISA promos, but for the 2nd time, like others here, I can't be bothered with 2.30%.

The last time I got the same offer, and without thinking, accepted it, but never put any cash in the account, and after it expired Sept 30th, was interested to see if I'd get a better rate offer ? Nope.

Compared to other FIs, including Manulife Bank, 4.75% [120days], they need to up their game, if they want me [and looks like many others on here] to participate once again.

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