Savers Roundup March 2026: Building a financial foundation, and Easter giveaways!

Anyone holding off on RRIF/RRSP withdrawals to get under the 70k Federal dental plan income limit? | RRSPs and RRIFs | Discussion forum

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Anyone holding off on RRIF/RRSP withdrawals to get under the 70k Federal dental plan income limit?
December 12, 2023
11:24 pm
NCC1701Z
Lower Mainland
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up to 70k no copay

70-79k 40% and 80-89k 60%

Crowns are covered so this could be a huge benefit.

December 13, 2023
8:49 am
serendipity
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1. You can’t hold off from taking a RRIF payment.
2. Will be interesting how the administrator will deal with seniors fluctuating incomes that occur from taking out a more than usual amount from RRIF or RRSP and severance pay.

December 13, 2023
1:47 pm
NCC1701Z
Lower Mainland
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Holding off for us means > than the minimums. Not happy we once again need to play games with our income to get medical benefits

December 13, 2023
2:28 pm
Alexandre
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NCC1701Z said
Holding off for us means > than the minimums. Not happy we once again need to play games with our income to get medical benefits  

Imagine that this federal dental benefit has not been introduced, and your financial planning will be much easier. Be happy, don't worry.
It's not as if society will make you an outcast if you don't qualify for that benefit.

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