A stern warning for those considering RBC's interest promos | Page 2 | RBC Royal Bank | Discussion forum

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A stern warning for those considering RBC's interest promos
January 15, 2026
2:24 am
JohnnyCash
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April 21, 2022
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Lodown said
the fineprint states, "...and who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period ..."

If I only have a "RBC U.S. High Interest eSavings account", does it disqualify me from this offer?  

The quoted text in bold refers to the CAD account as it's known. I don't see mention of U.S. which would imply USD. It must be human nature to over-think things.

January 27, 2026
8:23 am
Hopscotch
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How can I move a larger amount into one of these accounts, apart from pushing it from another institution?

I know I can do an interac transfer, but daily limit is $3000.

I can do a cheque deposit on the mobile app. What is the maximum cheque it will accept?

Any other mechanisms?

Thanks

January 27, 2026
10:48 am
Norman1
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The limit is $500,000 for Royal Bank's ATM and Mobile Banking deposits:

Client Card Daily Limits

NOTE:

Deposit: Deposits of up to $500,000 can be made to your deposit accounts through RBC Royal Bank ATMs or through Mobile Banking. Items deposited at ATMs or through Mobile Banking are subject to verification and may not be available for up to 5 business days or any shorter period required by law. Immediate funds are available up to your release amount. Postdated cheques are not negotiable when deposited at ATMs or banking machines and may be returned, causing a delay in receiving credit.

Transfer: Transfers from your deposit accounts can be made through RBC Royal Bank ATMs, Online Banking, Mobile Banking and Telephone Banking services. Transfers are limited to the available balance in your Account.

Bill Payment: $99,999 is the limit for bills accepted through RBC Royal Bank ATMs, Online Banking, Mobile Banking and Telephone Banking services. No single payment may exceed this limit.

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