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2.90% direct deposit rate
November 13, 2025
9:17 am
JohnnyCash
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April 21, 2022
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And now they are offering a promo 2.9% for direct deposit. Devil is in the details as always:

https://www.pcfinancial.ca/en/pc-money-account/

Screenshot-2025-11-13-101327.png

November 13, 2025
9:58 am
Norman1
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April 6, 2013
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The promotion is bonus 0.7% interest for 365 days in return for $1,500+ of recurring payroll or pension direct deposits every 30 days:

**The PC Money™ Account Bonus Interest Rate Offer (“Offer”) is available to both new and existing PC Money™ Account holders from November 13th, 2025, until February 11th, 2026 (“Offer Period”). To qualify for this Offer and to receive the bonus interest rate of 0.7%, (“Bonus Interest Rate”) you must complete the following steps: (a) open, or already hold a PC Money™ Account (“Account”) during the Offer Period, (b) enable the “Savings” feature on your Account (“Savings”), and (c) set up and receive at least $1,500 in eligible recurring payroll or pension direct deposits into your Account by March 13th 2026. Once you qualify for this Offer, you will receive the Bonus Interest Rate of 0.7% on the Savings of your Account. Please allow up to 7 business days for the Bonus Interest Rate to be applied. This Bonus Interest Rate will be applied for 12 months i.e. 365 days (“Offer Benefit Period”). To keep receiving this Bonus Interest Rate for the entire Offer Benefit Period, you must continue to have regular payroll or pension direct deposits of at least $1,500 deposited into your Account every 30-Day Period. Where any of the conditions of this Offer are not met, the Bonus Interest Rate will no longer be applied to the Savings of your Account. This Offer is subject to change or cancellation without notice and cannot be combined with any other offers. …

November 13, 2025
10:58 am
Kyle
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November 16, 2018
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I just signed up for this account on November 7th so I am a little disappointed at the recent 0.5% interest rate drop.sf-frown I also just signed up for direct deposit to this account but it won't take effect for another couple of weeks. I am really hoping PC Financial honours their previous account opening offer of 200,000 PC points for setting up direct deposit for 3 consecutive months. I will have to call PC Financial to see whether I am grandfathered into the old offer or if I qualify for the new offer. I will be very un-happy if they try to say I do not qualify for either offer.
Hoping the first offer comes through without any hassles but we shall see.....

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