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Total® package monthly fees for CAD Progress Account holders waived for as long as you hold the package
November 25, 2025
8:40 am
hwyc
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That's extended from 1 year, isn't it?

Sourced from email "Your migration is now completed"

"Louis, I think this is the beginning of a beautiful friendship" sf-wink

November 25, 2025
8:50 am
everhopeful
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Sounds pretty sweet, but I can see them breaking that promise in a couple or three years time, once this migration is distant history and everyone has sent that email to their dustbin.

November 25, 2025
8:55 am
JohnnyCash
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everhopeful said
Sounds pretty sweet, but I can see them breaking that promise in a couple or three years time, once this migration is a distant history and everyone has sent that email to their dustbin.  

...or we might die and it will no longer be a concern.

November 25, 2025
9:02 am
NokomisStation
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JohnnyCash said

...or we might die and it will no longer be a concern.  

MIGHT DIE, I think you need to read "Die Wise" (A Manifesto for Sanity and Soul) by Stephen Jenkinson.

December 7, 2025
12:31 pm
hwyc
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This may just be my next step forward ... the National Bank World Elite Mastercard.

I want the card for their out-of-province emergency medical coverage, specifically age from 65 to 75. The $150 annual fee is a kicker, & I'm not anybody on that healthcare professionals list. However, if I spend $400 on groceries monthly to earn 24,000 points, it may just be enough to offset the cost.

Alternatively, I could redeem the 24,000 points for $200 TFSA contribution value to one the NBC TFSA product. Too bad, I closed my Motive TFSA before migration ... need to open one again.

December 7, 2025
1:22 pm
JohnnyCash
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hwyc said
This may just be my next step forward ... the National Bank World Elite Mastercard.

I want the card for their out-of-province emergency medical coverage, specifically age from 65 to 75. The $150 annual fee is a kicker, & I'm not anybody on that healthcare professionals list. However, if I spend $400 on groceries monthly to earn 24,000 points, it may just be enough to offset the cost.

Alternatively, I could redeem the 24,000 points for $200 TFSA contribution value to one the NBC TFSA product. Too bad, I closed my Motive TFSA before migration ... need to open one again.  

The card will refund $150 in travel expenses annually, it's sort of a wash. If one doesn't travel, what's the point in getting the card.

December 8, 2025
6:45 am
hwyc
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Not sure this was mentioned in the other thread(s) - we have an extra section for us to look back at the past Motive transactions! ... Helpful sf-smile

1000004942.jpg

1000004941.jpg

December 8, 2025
1:47 pm
dommm
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hwyc said
This may just be my next step forward ... the National Bank World Elite Mastercard.

I want the card for their out-of-province emergency medical coverage, specifically age from 65 to 75. The $150 annual fee is a kicker, & I'm not anybody on that healthcare professionals list. However, if I spend $400 on groceries monthly to earn 24,000 points, it may just be enough to offset the cost.

Alternatively, I could redeem the 24,000 points for $200 TFSA contribution value to one the NBC TFSA product. Too bad, I closed my Motive TFSA before migration ... need to open one again.  

As a snowbird I was very interested when you mentioned the emergency medical coverage so I found their terms & conditions & was really happy to read of the 60 day coverage. The card we have presently has 25 days coverage which saves us a nice chunk of change. We use the 25 days to top up our other coverage. Unfortunately a little further down in the terms & conditions it says if your trip is longer then 60 days you do not get any coverage. .

December 8, 2025
1:58 pm
JohnnyCash
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dommm said

As a snowbird I was very interested when you mentioned the emergency medical coverage so I found their terms & conditions & was really happy to read of the 60 day coverage. The card we have presently has 25 days coverage which saves us a nice chunk of change. We use the 25 days to top up our other coverage. Unfortunately a little further down in the terms & conditions it says if your trip is longer then 60 days you do not get any coverage. .  

Most cards have the same restriction, you don't get any coverage if a trip extends beyond the stated duration. In other words, it cannot be combined with other types of coverage to extend a trip. It's measured from date of departure to date of return.

December 8, 2025
3:46 pm
dommm
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JohnnyCash said

Most cards have the same restriction, you don't get any coverage if a trip extends beyond the stated duration. In other words, it cannot be combined with other types of coverage to extend a trip. It's measured from date of departure to date of return.  

Luckily for me I can use the 25 days as a top-up with no such restrictions.

December 8, 2025
3:49 pm
Briguy
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dommm said

As a snowbird I was very interested when you mentioned the emergency medical coverage so I found their terms & conditions & was really happy to read of the 60 day coverage. The card we have presently has 25 days coverage which saves us a nice chunk of change. We use the 25 days to top up our other coverage. Unfortunately a little further down in the terms & conditions it says if your trip is longer then 60 days you do not get any coverage. .  

Emergency medical coverage from National Bank World Elite:
Up to $5,000,000 per person
Covers any trip up to (depending
on age):
> Age 54 and under: 60 days
> Age 55 to 64: 31 days
> Age 65 to 75: 15 days
> 76 and over: no coverage
If the length of the trip exceeds
the maximum number of days, no
coverage is offered for that trip.

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