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New Promo Savings Accounts 4.70% (385% + Variable Posted Rate)
December 16, 2025
5:13 am
bhuc
Toronto
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dommm said

Ditto but completed online. PS: because I already had a savings account & this offer only applies to new accounts I opened a joint savings account & then transferred the balance from my original savings account to the newly opened joint savings account to get the offer.  

Please correct if I'm wrong but I think the terms and conditions state to get the bonus interest the money deposited must be from an external FI.

3. Eligibility Criteria:
b. Eligible Deposit: A deposit is only deemed eligible if the funds being deposited into the Eligible Account have not been deposited in any account type with Meridian within the last one hundred and eighty (180) days prior to opening the Eligible Account. For additional clarity, Eligible Deposits must be transferred to an Eligible Account from a financial institution that is not Meridian or Aviso Wealth;

December 16, 2025
5:47 am
dommm
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annie said

Really? I can open a joint account and enjoy a preferential interest rate of 4.7%.sf-surprised  

That is correct.

December 16, 2025
5:53 am
dommm
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bhuc said

Please correct if I'm wrong but I think the terms and conditions state to get the bonus interest the money deposited must be from an external FI.

3. Eligibility Criteria:
b. Eligible Deposit: A deposit is only deemed eligible if the funds being deposited into the Eligible Account have not been deposited in any account type with Meridian within the last one hundred and eighty (180) days prior to opening the Eligible Account. For additional clarity, Eligible Deposits must be transferred to an Eligible Account from a financial institution that is not Meridian or Aviso Wealth;  

I only had pennies in my personal Meridian savings account & transferred those pennies into the newly opened joint savings account before closing the personal savings account. I will now pull cash from another FI into the joint account & enjoy 4.7% for the next 122 days.

December 16, 2025
8:06 am
annie
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dommm said

I only had pennies in my personal Meridian savings account & transferred those pennies into the newly opened joint savings account before closing the personal savings account. I will now pull cash from another FI into the joint account & enjoy 4.7% for the next 122 days.  

It's a pity... I only found out today... I'll do it next time... Thank you.sf-laugh

December 16, 2025
8:09 am
julio
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annie said

My husband successfully opened an account... but as an existing member, I am ineligible for the preferential interest rate.sf-smile  

I am a member since 2019.

December 16, 2025
8:10 am
annie
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The membership cannot be cancelled... I want to know if I will be charged a termination fee if there is no account inside, only the membership?sf-frown

December 16, 2025
8:16 am
annie
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dommm said

I only had pennies in my personal Meridian savings account & transferred those pennies into the newly opened joint savings account before closing the personal savings account. I will now pull cash from another FI into the joint account & enjoy 4.7% for the next 122 days.  

Does opening a joint account mean both people are members?sf-smile

December 16, 2025
8:31 am
julio
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annie said
The membership cannot be cancelled... I want to know if I will be charged a termination fee if there is no account inside, only the membership?sf-frown  

I did not have any accounts associated with my membership and there were no charges.

annie said

Does opening a joint account mean both people are members?sf-smile  

Yes, as on the joint application form it states "Member name" and "Joint member name".

December 16, 2025
9:25 am
dommm
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annie said

Does opening a joint account mean both people are members?sf-smile  

Yes we both had accounts.

December 16, 2025
9:33 am
dommm
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annie said

My husband successfully opened an account... but as an existing member, I am ineligible for the preferential interest rate.sf-smile  

I have been a member for many years & was eligible for the preferential interest rate so at least in my case being a member did not exclude me from getting the preferential interest rate.

December 16, 2025
9:40 am
annie
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dommm said

Yes we both had accounts.  

Yesterday I introduced my husband to open an account...we can both receive a bonus of $100 and $50 ...the problem is, I currently only have a membership but no account...how can I receive the $100 bonus?sf-smile

December 16, 2025
9:40 am
annie
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Yesterday I introduced my husband to open an account...we can both receive a bonus of $100 and $50 ...the problem is, I currently only have a membership but no account...how can I receive the $100 bonus?sf-cool

December 16, 2025
11:42 am
dommm
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annie said

Yesterday I introduced my husband to open an account...we can both receive a bonus of $100 and $50 ...the problem is, I currently only have a membership but no account...how can I receive the $100 bonus?sf-smile  

I have no knowledge of any bonus so can't help you.

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