TDDI or Easy Trade 2% cash back (INVEST2026) | Investing | Discussion forum

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TDDI or Easy Trade 2% cash back (INVEST2026)
December 22, 2025
5:59 am
hwyc
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https://www.td.com/ca/en/inves.....ting-offer?

This offer is available through TD Direct Investing and TD Easy TradeTM. You can register for the offer from November 3, 2025 to March 2, 2026.

Account types eligible for the 2% cash back: TFSA, RRSP, FHSA, LIRA, LRSP

Account types eligible for the 1% cash back: Cash (single or joint account), Margin (single or joint account), or Corporate.

Other registered accounts and non-personal accounts are not eligible for this offer.

To understand the term "total funding amount" (TFA) and how to maintain it until March 31, 2027 is one of the keys in this game.

December 22, 2025
6:26 am
hwyc
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2% seems the current norm for this kind of promo. To set goal for $1,000 cash back in TFSA, I need to wager in $50,000 in TFSA

December 22, 2025
11:46 am
Briguy
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hwyc said
2% seems the current norm for this kind of promo. To set goal for $1,000 cash back in TFSA, I need to wager in $50,000 in TFSA  

If you recently moved money out of TD brokerage you may not qualify for the full amount . If you did transfer out you should phone TD and confirm if you are eligible.

December 22, 2025
12:56 pm
mordko
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Briguy said

If you recently moved money out of TD brokerage you may not qualify for the full amount . If you did transfer out you should phone TD and confirm if you are eligible.  

Q&A says “ However, assets that have already qualified for or received rewards under prior promotional offers will not be considered in the TFA for the purpose of calculating the reward. This includes assets that are transferred out, and subsequently back in.”

So, if you got the bribe from TD, and then moved your RRSP out to WS then this RRSP isn’t eligible. But… Your TFSA or corporate accounts which never received TD bribes should ok.

Regardless, I will probably skip this one. Tempting but TD is a pain.

December 22, 2025
1:22 pm
Norman1
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Any withdrawals since November 3 from accounts eligible for the offer will be subtracted:

Any withdrawals that occur between November 3, 2025, and March 31, 2027 ("Campaign Period") from any eligible accounts will be subtracted from the TFA [total funding amount]. This includes assets that were in the account prior to the start of the Offer, regardless of registration date.

It looks like some TD clients tried moving money out just before registering for the offer and then moving the money back in after registration.

December 28, 2025
9:10 am
hwyc
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TD organized this campaign much better than SUMMER2025. We got the enrollment email the same day we registered.

At this stage, our TFA footprint include one TFSA and one CASH account, with the CASH also enrolled in SUMMER2025.

Next step is to initiate first transfer within 30 days, from registration. To this fulfillment I am going to try a method mentioned in the FAQ - bill payment as a contribution to the TDDI TFSA account.

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