Pay instalments through internet banking | Income tax filing | Discussion forum

.
My last CRA Installment went through just fine, (via my bank's Bill Payment feature) in early June.

My next installment is due mid-Sept., but now you've got me worried.

*&^%$# is going on, at the CRA⁉️

Dean

CAD said
It looks like CRA removed option to pay instalments through internet banking.
I see only pre-authorized payment (once or recurrent), pay at Canada Post (fee might apply) and VISA debit (fee might apply).
They do mention PayPal but again fee might apply.

Few years ago I did pay instalment but through my bank as 'bill payment' and that 'bill' is still there.
Should I call CRA to confirm if I can still pay through internet banking or just to provide banking info to CRA so they do withdrawal?

Anybody pays instalments?

P.S. And of course CRA 'chat bot' is so stupid and limited and you cannot reach agent. At least I did not find an option to do that...  

I received my instalment reminder via e-mail today. Went into my CRA account to see what the Sept/Dec quarterly payments would be. I then paid the September 15th quarterly today through CIBC "bill payments" as I always do.

I don't know why, but I always make the payments a month ahead.

As of June 30, 2025, CRA still allowed payment via Bill Payment through one's bank. No indication to my knowledge of a change. It may be the bank that has discontinued this option rather than CRA itself.

https://www.canada.ca/en/revenue-agency/services/payments/payments-cra/individual-payments/make-payment.html

I am not concerned since I have it set up as a pre-authorized debit to my account. CRA draws it automatically.

I just received a letter from CRA today to pay instalments for 2025 tax year. I used to pay my mother in law’s, as a bill payment on her BMO account.

I made an error and paid her tax account and not the instalment one. Money came right back.

The letter is vague and uses the word “may” a few times. I really wonder if it’s monitored and is there a penalty, if you ignore?

Will check my Vancity account and get back to yo.

Here is what CRA Payees Vancity has. And for paying by instalment is there, as per arrow.

@CAD So you are saying instalments cannot be paid through internet banking but only by what I mentioned above?
As this being a Reminder, WHY I did not get instalments amount notice after filing taxes????

My official notice was today by email. Also was warned a few times this year that it might happen. The warnings were from the numerous CRA correspondences due to the HUBERT T4 screw up!!

@CAD Available payment options
This service offers the following payment options:
Pay by Visa® Debit, or Debit MasterCard®
Make a payment directly to the Canada Revenue Agency (CRA) using your bank access card
Schedule a single payment from a Canadian chequing account starting in 5 or more business days Schedule a future payment to authorize the CRA to withdraw the amount from your Canadian chequing account
Schedule a series of payments from a Canadian chequing account starting in 5 or more business days Schedule future payments to authorize the CRA to withdraw set amounts from your Canadian chequing account
Pay in person at Canada Post
Generate a QR code to bring to any Canada Post outlet (Third party service provider fees apply)

Had pretty much the same options to pay my mother in laws trust account. I wasn't going to to travel to pay, wasn't going to open a bank account at a specifically listed as an approved FI, wasn't going to pay a fee, and wasn't going to apply for a Visa Debit or MasterCard Debit (<= that I would never use!!). We eventually got a draft and mailed it. What a PITA!!! But I see now that it looks like you can pay a Trust Account online at our CU.

BAD options CRA!!! But looks like you modernized this year!! lol 🙂

I was referring to paying graduated rate estate account. As per the list on CRA, at the time, there was only one bank listed that would accept a trust account payment. Neither BMO or Vancity had the payee option to pay.

I can’t see the old options, but you will see trust payments are new. 🙂

And at the time….. no option to pay within CRA. I was thorough in checking out the payment options. 🙂

GIC-Fanatic said
I was referring to paying graduated rate estate account. As per the list on CRA, at the time, there was only one bank listed that would accept a trust account payment. Neither BMO or Vancity had the payee option to pay.

I can’t see the old options, but you will see trust payments are new. 🙂

My apologies. I had overlooked your 'trust account' statement.

I suspect most trusts issue T3s passing through the income to beneficiaries albeit I understand with somewhat complicated disproportionate allocations to beneficiaries, it is easier for the trust to pay income taxes.

@BILL it’s just newly offered will see when we do her last income tax.

@AltaRed taxes are paid from our personal funds then reimbursed from the estate. I assume when making the payment online through Vancity that the payee ID will be the graduated rate estate trust account number rather than the deceased SIN number. Or what ever shows on the tax return. I believe it will be the Trust account number.

And the one T3 we expect for $800 will cost about $450 to process it minus any taxes. Sloppy clearing company that the advisor uses.