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Email this5:45 am
November 7, 2014
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Although I am not a fan of their service, ICICI does have some competitive GIC rates at present. The 5 year rate is 3%, a rate that is hard to find today.
Non-Redeemable GICs
Term 1 year 2.35%
Year 2 year 2.60%
Years 3 year 2.65%
Years 4 year 2.70%
Years 5 year 3.00%
FYI : I find their website to be very annoying to navigate.
https://www.icicibank.ca/personal/Investments/nonterm-deposits.page?
11:32 am
October 21, 2013
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I'm not in the market for five year right now, but thanks for letting us know.
6:30 am
September 30, 2017
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Rate is not new according to their Rate History screen. There was ample similar offerings back in 2018 so it was neglected (in the forums) ... it would seem to me.
... now one of the remaining fish in a drying pond ?
12:38 pm
May 15, 2007
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I've re-added ICICI Bank to the GIC chart now!
3:00 pm
February 17, 2013
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They will be at the top of the list when Oaken drops rates on the 20th.
There is a branch within walking distance of home
Why am I leery of keeping money with them?
6:15 pm
April 1, 2017
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Recently purchased a 5 year GIC, non registered with them. Transfer out is seamless however RRSP transfer out is very painful. ICICI will hold on to your RRSP money for the full 90 days. It is very painful and frustrating dealing with them.
7:29 pm
February 20, 2018
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Caledondave said
Recently purchased a 5 year GIC,
What yield Cal 3? Any bump up?
5:22 am
February 20, 2018
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We can offer you 0.10% bonus to any of our Canadian Dollar GICs. For example, this means we can offer you 3.10% on a 5 year non-redeemable GIC. However rates are subject to change and the bonus will apply to the prevailing rates available on the day we process your application.
If you wish to accept this bonus, please print this email and include this email with your mailed in application or if you visit one of our branches. This offer will not be available if you apply online.
We look forward to serving you as a customer.
Sincerely,
Customer Service Officer
ICICI Bank Canada
7:38 am
February 20, 2018
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extra 5bps at branch
5yr@3.15
10:24 am
September 30, 2017
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Bud said
extra 5bps at branch
5yr@3.15
For ICICI, does it have to be a substantial amount in order for the extra ? If yes, what's likely the minimum, $25,000 ?
10:50 am
February 20, 2018
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not sure specified a larger amount cdic limit in email request didnt seem to matter in branch show letter first then request extra 5 before handin over chq. message pm if interested ill give u letter with contact name u can input into ur email then print off take to branch
took a few days online to receive approval this way might be quicker deal may end in days at that rate
add account opening can take couple days but they can still open n book gic same time and maybe backdate. they a bit sloppy double check inputs
I will start to request bonuses online more often do both
7:07 am
September 30, 2017
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5 Years GIC rate dropped to 2.50% from 3.00% as of Oct 10, 2019
There goes the last known 3% in the pond 🙁
1:00 pm
January 12, 2019
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hwyc said
5 Years GIC rate dropped to 2.50% from 3.00% as of Oct 10, 2019There goes the last known 3% in the pond 🙁
Yes ... Drastic Cuts, across the board ⬇ https://www.icicibank.ca/personal/Investments/nonterm-deposits.page
In the end, they were just; 'A Flash In The Pan' ... with Poor Service.
" Live Long, Healthy ... And Prosper! "
6:46 pm
March 15, 2019
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What happened to the 2.50% GIC?
Posted rates on the ICIC website
C$ Non-Redeemable GICs 0.80% 1.00% 1.10% 1.25%
8:40 pm
February 27, 2018
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COIN said
What happened to the 2.50% GIC?Posted rates on the ICIC website
C$ Non-Redeemable GICs 0.80% 1.00% 1.10% 1.25%
It's believed an asteroid hit earth, causing a dust cloud so thick the rays of the sun couldn't penetrate it. Life of the 2.5% icic gic along with most other life on earth ceased to exist.
10:07 am
January 12, 2019
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Kidd said
It's believed an asteroid hit earth, causing a dust cloud so thick the rays of the sun couldn't penetrate it. Life of the 2.5% icic gic along with most other life on earth ceased to exist.
.
Moments before impact . . .
.
- Dean
" Live Long, Healthy ... And Prosper! "
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