An Update On The Access Website Improvements For 'Hubert' Members | Page 2 | Hubert Financial | Discussion forum

Let’s see:
No more online GIC entry
No more online updating maturity instructions
And a few other take aways
The only thing left, that is good and unique is their quarterly GICS.
Then the T5 fiasco that they most certainly were the cause of and most certainly not upfront, communicative or helpful in resolving. I had an artificially increased income due to T5 slips, amended T5 slips that I was aware of and not aware of. The one I was not aware of was snuck in, in July. After many calls to them and CRA and pages of documentation…..14 months later I received $1700 back. Due to their errors my income went up and taxes due on that inflated income was $1700.
Once all matured GICS are moved away. I AM GONE! Just imagine working with some lethargic CSR for an estate situation. And remember this..Larry David….doesn’t reply to emails.

They ruined, both Accelerate and Hubert, just why would you stay there as it’s only going to get worse.

@Biguy

I’m in BC.
For sure all my registered funds (RRIF and TFSA) will leave based on the latest maturity that I have. Right now I take all “extra” out of RRIF from Hubert. Am manipulating RRIF maturity to January 2026 using early withdrawal of a quarterly GIC and HISA for a short period of time. So RRIF withdrawals for 2026 should all come out of HISA. Then balance back to a quarterly and any other maturing RRIFs. I have reinvested all registered funds for wife elsewhere.

For some reason I think the estate issue should be easier if all with Hubert is non registered. My mother in law had money at Prospera and BMO and a large amount with her advisor. Prospera was quick to wipe their hands clean by completely clearing out her accounts with a cheque to the estate of. We took that to BMO and that took probate down from 3 FIs to 2. The only registered money was with the advisor. The advisors back room screwed up paying out interest, so we have to do 2025 trust taxes for $800 and will clear about $200. Not happy about adding a year to the process and getting the final clearance certificate. But it is what it is…we have it under control.

So as far as only having non registered at Hubert.
Let’s say all in HISA and quarterlies. And all joint.
A. The remaining spouse calls for all quarterlies and moves all back into BC. No issues?
B. No remaining spouse. Executor provides death certificate and Will if asked then calls for all quarterlies and moves all back into BC. And asks for a cheque to the estate of. No issues?
OR if planning allowed, 1 owner of account cashes in all quarterlies, then dies…and executor pulls funds out of Hubert into an estate account at a local FI.

I’m not happy with Hubert and have no issues leaving.

I have a tailored my savings to suit me. As I assume many here have as well.

With the HISA and 30 day GIC rates at Peoples tanking out I need to get creative without adding a new FI even if they have higher rates.

So perhaps small piece of my plan might be Hubert non registered quarterlies and HISA only.

I have to get creative to keep funds rolling in at different intervals than what I am used to I guess.

Keeping my mind sharp and creative vs getting lethargic and just accepting the lower rates.

Is interac transfer the only way to withdraw money? sorry i only have quarterly gics and haven’t been following the discussions.

Thanks. I think i do have hubert set up in my tangerine account so thats good to know. I still like the quarterly gics.

GIC-Fanatic said

If you had “push to” accounts set up with them….they are still there… you have to call them to do it for you.

I still have but never call them. I pull my funds out of Hubert from my Oaken account. You might want to set up a hub on your own.  

I have called them to transfer funds to FIs where I previously set up links. Hubert asked me a few questions before they would do that, I can't remember exactly what, so be ready with all your info on the other bank.