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TD Bank 4.90% Promotional Rate Offer !
November 25, 2025
1:23 pm
Dean
Valhalla Mountains, British Columbia
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Is anyone else here getting this offer ? . . .
.

    "TD Every Day Savings Account ending in ####.

    Don’t miss out on your 4.90% promotional rate offer.

    Building your savings? Bring them to TD, and we’ll help you build more. From October 1, 2025 to January 31, 2026, earn a 4.90% promotional rate on New Deposits1, such as a transfer from another financial institution, into your TD Every Day Savings Account ending in ####.

    Conditions apply. Offer expires January 31, 2026."

I've never received such an offer from TD before ... and I've been with them for well over 30+ Years❗

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

November 25, 2025
1:27 pm
annie
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I received it... but my husband didn't.

November 25, 2025
4:10 pm
Dean
Valhalla Mountains, British Columbia
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DITTO ⬆️, but the other way around . . .

I received it ... but my Wife didn't. sf-smile

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

November 25, 2025
5:11 pm
AndreyG
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January 31st is last day of the offer or last day of promotional rate?

November 25, 2025
5:40 pm
JohnnyCash
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AndreyG said
January 31st is last day of the offer or last day of promotional rate?  

Screenshot-2025-11-25-184255-1.png

November 25, 2025
7:11 pm
annie
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Last day for the preferential interest rate...

November 26, 2025
8:29 am
cgouimet
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Dean said
.
Is anyone else here getting this offer ? . . .
.

    "TD Every Day Savings Account ending in ####.

    Don’t miss out on your 4.90% promotional rate offer.

    Building your savings? Bring them to TD, and we’ll help you build more. From October 1, 2025 to January 31, 2026, earn a 4.90% promotional rate on New Deposits1, such as a transfer from another financial institution, into your TD Every Day Savings Account ending in ####.

    Conditions apply. Offer expires January 31, 2026."

I've never received such an offer from TD before ... and I've been with them for well over 30+ Years❗

    Dean

  

I had been at TD (or predecessors) since about 1975. I closed my accounts and TD Visa in September 2025. I got this offer and this is the first I have ever received from TD ... LOL

CGO
November 26, 2025
11:27 am
Bill
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Received it how, your email?

November 26, 2025
12:06 pm
Dean
Valhalla Mountains, British Columbia
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Yes ⬆️ . . .

    I got the original notice of the offer back in late Sept., and a follow-up reminder a few days ago ... Both via TD Emails.

.
This special offer by TD Bank is 'Unprecedented' ... both in the interest rate being offered for these times (4.9%), and in the offer being made, itself❗

Q:
Is this just a very rare Hiccup by TD ... or a testing ground for possibly more offers like this to come ?

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

November 27, 2025
12:34 pm
Jim Sherat
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TD Customers like 'forever'
Neither my wife or I got such an email.
Promo appears to earn the 4.9% between Oct 1 and Jan 31, and these dates also represent the signup period, yes ?
So at this point in Nov, approx. half the promo period is already gone ?

November 27, 2025
1:22 pm
Dean
Valhalla Mountains, British Columbia
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Jim Sherat said

TD Customers like 'forever'
Neither my wife or I got such an email.
Promo appears to earn the 4.9% between Oct 1 and Jan 31, and these dates also represent the signup period, yes ?
So at this point in Nov, approx. half the promo period is already gone ?

Sorry Jim ... this thread Wasn't intended as an Announcement.

The intent here was to pose a Question ... not ruin your day sf-cry

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

November 27, 2025
4:46 pm
COIN
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I'm a TD Direct Investing client but no offer for me. Maybe because I'm not actually a TD Bank bank client, only TD Direct Investing client.

November 27, 2025
7:54 pm
annie
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I've been a customer for over 20 years... and this is the first time I've received such a great interest rate.

November 28, 2025
4:49 am
Jim Sherat
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Dean said

Jim Sherat said

TD Customers like 'forever'
Neither my wife or I got such an email.
Promo appears to earn the 4.9% between Oct 1 and Jan 31, and these dates also represent the signup period, yes ?
So at this point in Nov, approx. half the promo period is already gone ?

Sorry Jim ... this thread Wasn't intended as an Announcement.

The intent here was to pose a Question ... not ruin your day sf-cry

    Dean

  

sorry, but I don't understand your comment Dean.
In fact, I posed 2 questions ... and no, you didn't "ruin my day"
cheers. 😉

November 28, 2025
10:00 am
Dean
Valhalla Mountains, British Columbia
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annie said

I've been a customer for over 20 years... and this is the first time I've received such a great interest rate.

Ditto ⬆️

Hence my question in Post #9.

I guess we'll just have to wait 'n see, in 2026.

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

November 28, 2025
10:06 am
JohnnyCash
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Dean said

annie said

I've been a customer for over 20 years... and this is the first time I've received such a great interest rate.

Ditto ⬆️

Hence my question in Post #9.

I guess we'll just have to wait 'n see, in 2026.

    Dean

  

TD is just fishing to see what people with savings accounts are keeping under their mattresses. sf-surprised

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