A program to advise financial steps to take? | General financial discussion | Discussion forum

Me too. Perhaps A.I. roaming online forums posting as people.

… I envision online chatting with an AI agent from a bank who is authorized to offer a promo rate in realtime. People are calling banks for a deal these days and it's a huge labour cost to handle to load.

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What RetirEd said ⬆

Instead of letting someone/thing hold your hand and tell you what to do, take the time to learn the ropes ... and figure it out yourself.

My 2¢

Dean

This web site, and its " high interest savings account comparison page" link (right side, lower down), is such a program. On that, click once to sort in rate order.

Having all this information at hand, any program that doesn't ask you what you want to do, but tells you what to do, is IMO useless a.k.a. 'robo'.

There are many personal preferences too, such as, do you insist on having joint accounts and GICs, how old are you and with that, what is your timeline preference, ie; short term GICs only, best rate GICs only for any term, long term GICs to ladder them only, what amount in immediate cash HISA vs. locked in GICs.